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440 W Vineyard Ave, Oxnard, CA 93036 Property Records

Ventura County property record for 440 W Vineyard Ave, Oxnard, CA 93036 · Last verified July 2026

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,242 sqft · built 1973
Lot Size0.026 acres (1,112 sqft)
Owner2 Individual Names on File
Last Sale$346,000 (May 2004)
Tax Bill$5,741 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Dec 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN139-0-220-135

Property Details

APN / Parcel Number

Primary APN139-0-220-135

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,242 sqft Living Area
1st Floor Area1,242 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleCondo/Apartment
Lot Area1,112 sqft (0.026 acres)
Garage Area190 sqft
Patio Area450 sqft

Location & Zoning

Street Address440 W VINEYARD AVE
CityOXNARD
StateCA
Zip93036-1913
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionTRACT: 226000 LOT: 2 REF: 060MR 034 CONDO PLAN: -103
Legal SubdivisionORCHARD LANE CONDO ASSOCIATION
Legal Tract226000
Legal Block220
Legal Lot Number2
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1002
Census Tract3010

Owner

Source: Ventura County records · APN 139-0-220-135

Assessment roll updated July 15, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address440 W VINEYARD AVE, OXNARD, CA 93036-1913
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Line of Credit
COASTAL COMMERCE BANK
Dec 13, 2018Deed of Trust, Mortgage · FHA Mortgage
STEARNS LENDING LLC
Dec 31, 2019Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Apr 18, 2022Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 10, 2004 · Amount on Record
Deed SaleMay 10, 2004 · Amount on Record
Prior SaleAug 28, 1997 · Amount on Record
Deed Document Number2004128151
Prior Transfer DateDec 04, 1997
Prior Transfer Doc0000164805
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address440 W VINEYARD AVE, OXNARD, CA 93036-1913
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 W VINEYARD AVE, OXNARD, CA 93036-1913

Mortgage

Document Number0000024839
DateApr 23, 2024
Instrument2024000024839
Lender
NameCOASTAL COMMERCE BANK
TypeBank
AddressOXNARD, CA 93036
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address440 W VINEYARD AVE, OXNARD, CA 93036-1913
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000140076
DateDec 13, 2018
Instrument20181213-00140076
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address440 W VINEYARD AVE, OXNARD, CA 93036-1913
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000166102
DateDec 31, 2019
Instrument20191231-00166102
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address440 W VINEYARD AVE, OXNARD, CA 93036-1913
Transaction TypeMortgage
Record UpdatedJul 26, 2022
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 W VINEYARD AVE, OXNARD, CA 93036-1913

Mortgage

Document Number0000184573
DateNov 04, 2020
Instrument20201104-00184573
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address440 W VINEYARD AVE, OXNARD, CA 93036-1913
Transaction TypeMortgage
Record UpdatedJul 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 W VINEYARD AVE, OXNARD, CA 93036-1913

Mortgage

Document Number2022000047848
DateApr 18, 2022
Instrument2022000047848
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressBURLINGAME, CA 94010
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Secondary School DistrictOxnard Union High School District (09 - 12)
Elementary School DistrictRio Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$501,754 (+2%) Land $250,878 Building $250,876
2025$5,741.00 (+2.21%) Homeowner's exemption$491,916 (+4.04%) Land $245,959 Building $245,957
2024$5,617.00 (+2.82%)
2023$5,463.00 (+3%) Homeowner's exemption$472,815 Land $236,408 Building $236,407
2022$5,304.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), updated September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110030101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 3 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
3 of 3 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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