440 W Locust Dr, Chandler, AZ 85248 Property Records

Maricopa County property record for 440 W Locust Dr, Chandler, AZ 85248

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,157 sqft · built 1999
Lot Size	0.33 acres (14,395 sqft)
Owner	Individual Name on Record
Last Sale	$740,000 (Apr 2024)
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`303-40-716`

Property Details

APN / Parcel Number

Primary APN	`303-40-716`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	1 Story
Building Area	2,157 sqft Living Area
1st Floor Area	2,157 sqft

Exterior

Year Built	Built 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	14,395 sqft (0.33 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Patio Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	440 W LOCUST DR
City	CHANDLER
State	AZ
Zip	85248-4550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	FOX CROSSING UNIT 6 MCR 460-36
Legal Range	05E
Legal Township	02S
Legal Section	16
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	FOX CROSSING UNIT 6
Legal Lot Number	70
Legal Unit	6
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	3
Census Block	3006
Census Tract	812700

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage AZ LENDING LLC
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Sep 1, 2021	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Jul 21, 2004 · Amount on Record
Deed Document Number	20240196678
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550
Transaction Type	Mortgage
Record Updated	Dec 9, 2025
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550

Mortgage

Document Number	0000674806
Date	Nov 21, 2025
Instrument	20250674806

Lender

Name	AZ LENDING LLC
Type	Mortgage Company
Address	MESA, AZ 85201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 16, 2024
Property Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550
Document Number	0000196678
Map Reference	MB 460 PG 36
Instrument Date	Apr 9, 2024
Instrument	20240196678
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	MAGNUS TITLE AGENCY, MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	450 W LOCUST DR, CHANDLER, AZ 85248-4550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550

Mortgage

Document Number	0000196679
Date	Apr 16, 2024
Instrument	20240196679

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000672543
Date	Sep 12, 2017
Instrument	2017-0672543

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

September 2021: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 1, 2021
Property Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550
Document Number	0000950443
Map Reference	MB 460 PG 36
Instrument Date	Sep 1, 2021
Instrument	20210950443
Transaction Type	Transfer
Record Updated	Sep 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W LOCUST DR, CHANDLER, AZ 85248-4550

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,560 (-1.89%)	$575,600 (-1.89%) Land $115,100 Building $460,500
2025	$3,121.00 (+4.24%)
2024		$58,670	$586,700 Land $117,300 Building $469,400
2023	$2,994.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: Google Fiber, T-Mobile, WeLink Communications.

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