Clark County property record for 440 W High St, Springfield, OH 45506
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,290 sqft · built 1959 |
| Lot Size | 0.035 acres (1,555 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $158,000 (Nov 2008) |
| Deeds & Mortgages | Mar 2025 Construction Loan Sep 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-06-00004-209-002 |
| Primary APN | 340-06-00004-209-002 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,290 sqft Total Area |
| 1st Floor Area | 1,290 sqft |
| Year Built | Built 1959 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 1,555 sqft (0.035 acres) |
| Lot Dimensions | 74 ft deep x 21 ft wide |
| Canopy | 172 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 440 W HIGH ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45506-1511 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | SPENCER S W COR; 455 |
| Legal Subdivision | SPENCER |
| Legal Block | 209 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 901 |
Source: Clark County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 501 W HIGH ST, SPRINGFIELD, OH 45506-1420 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 6, 2025 | Deed of Trust, Mortgage · Construction Mortgage THE HUNTINGTON NATIONAL BANK |
| Sep 2, 2022 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage THE HUNTINGTON NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 17, 2008 · Amount on Record |
| Deed Sale | Nov 17, 2008 · Amount on Record |
| Deed Document Number | 0000018310 |
| Last Transfer Date | Nov 12, 2014 |
| Transfer Doc | 0000015122 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 440 W HIGH ST, SPRINGFIELD, OH 45506-1511 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 501 W HIGH ST, SPRINGFIELD, OH 45506-1420 |
| Document Number | 0000002696 |
|---|---|
| Date | Mar 6, 2025 |
| Book Page | 2249/331 |
| Instrument | 202500002696 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 440 W HIGH ST, SPRINGFIELD, OH 45506-1511 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013241 |
|---|---|
| Date | Sep 2, 2022 |
| Book Page | 2214/5709 |
| Instrument | 202200013241 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 440 W HIGH ST, SPRINGFIELD, OH 45506-1511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002843 |
|---|---|
| Date | Mar 14, 2019 |
| Book Page | 2154/4758 |
| Instrument | 201900002843 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43234 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $23,140 (+14.33%) Land $1,900 Building $21,240 | $66,120 (+14.35%) Land $5,440 Building $60,680 |
| 2023 | $20,240 Land $1,360 Building $18,880 | ||
| 2022 | $57,820 Land $3,890 Building $53,930 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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