440 W Bridge St, Plainwell, MI 49080 Property Records

Allegan County property record for 440 W Bridge St, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,429 sqft · built 1894
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Mar 2007)
Tax Bill	$3,169 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55-160-114-00`

Property Details

APN / Parcel Number

Primary APN	`55-160-114-00`
Alternative APN	`03-55-160-114-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,429 sqft Living Area
1st Floor Area	1,117 sqft
Basement Area	624 sqft
Unfinished Basement	624 sqft

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Stucco
Foundation Type	No Foundation
Lot Area	21,170 sqft (0.486 acres)
Lot Dimensions	214 ft deep x 99 ft wide
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	440 W BRIDGE ST
City	PLAINWELL
State	MI
Zip	49080-1553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	LOT 114 (INCLUDING NW CORNER 55' X 67') CORPORATION PLAT
Legal Subdivision	CORPORATION
Legal Lot Number	114
Jurisdiction	ALLEGAN MI
Township / Civil Division	PLAINWELL
Census Block Group	3
Census Block	3017
Census Tract	32000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Bridge Street Historic District listed 1991 · 28 contributing resources · NRIS 91001549

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

440 W Bridge St is owned and occupied by an individual who bought it in March 2007.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	440 W BRIDGE ST, PLAINWELL, MI 49080-1553
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2007 · Amount on File
Deed Sale	Mar 22, 2007 · Amount on File
Prior Sale	Jun 9, 2005 · Amount on File
Deed Book / Page	3101 / 290
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	440 W BRIDGE ST, PLAINWELL, MI 49080-1553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4547/361
Date	Dec 4, 2020
Book Page	4547/361

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 440 W Bridge St was $3,169 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
Municipality	Plainwell City
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,600 Land $34,900 Building $85,700	$241,200 Land $69,800 Building $171,400
2025	$3,169.00
2023		$95,900 Land $26,200 Building $69,700	$191,800 Land $52,400 Building $139,400
2022	$2,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 W Bridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 W Bridge St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINWELL serves 3,998 people · EPA ID MI0005380
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20