440 W 700 N, Orem, UT 84057 Property Records

Utah County property record for 440 W 700 N, Orem, UT 84057

Property Summary

Property Type	Townhouse
Details	3 bd · 3.5 ba · 1,358 sqft · built 1982
Lot Size	0.031 acres (1,350 sqft)
Owner	Individual Name on Record
Last Sale	$266,640 (Jul 2021)
Tax Bill	$1,610 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`36-208-0004`

Property Details

APN / Parcel Number

Primary APN	`36-208-0004`
Alternative APN	`044928`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,358 sqft Living Area
Gross Area	2,030 sqft
1st Floor Area	686 sqft
Basement Area	672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	1,350 sqft (0.031 acres)
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Carport Area	1 sqft
Porch	Open Slab
Porch Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	044928
Street Address	440 W 700 N
City	OREM
State	UT
Zip	84057-3754
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	UNIT 4C, THE COLONIES PUD SUBDV. AREA 0.031 AC.
Legal Subdivision	THE COLONIES PUD SUBDV
Legal Lot Number	4
Legal Unit	4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3011
Census Tract	801

Owner

Source: Utah County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 W 700 N, OREM, UT 84057-3754
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FEDERAL CREDIT UNION
Jul 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN AMERICA FCU
Aug 21, 2018	Warranty Deed, Transfer · ARM ACADEMY MORTGAGE CORP
Feb 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	2021128235
Prior Transfer Date	Jul 16, 2021
Prior Transfer Doc	0000128235
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Recording Date	May 13, 2026
Property Address	440 W 700 N, OREM, UT 84057-3754
Document Number	0000040164
Instrument Date	May 5, 2026
Instrument	202640164
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W 700 N, OREM, UT 84057-3754

Mortgage

Document Number	0000040164,
Date	May 13, 2026
Instrument	202640164

Lender

Name	MOUNTAIN AMERICA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Jul 21, 2021
Property Address	440 W 700 N, OREM, UT 84057-3754
Document Number	0000128235
Map Reference	MAP 2715
Instrument Date	Jul 16, 2021
Instrument	128235:2021
Transaction Type	Transfer
Record Updated	Aug 25, 2021
Title Company	INWEST TITLE-OREM #1, INWEST TITLE OREM

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 W 700 N, OREM, UT 84057-3754

Mortgage

Document Number	0000128236
Date	Jul 21, 2021
Instrument	128236:2021

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Aug 21, 2018
Property Address	440 W 700 N, OREM, UT 84057-3754
Document Number	0000079692
Map Reference	1943 MB835 PG30322
Instrument Date	Aug 17, 2018
Instrument	079692:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 W 700 N, OREM, UT 84057-3754

Mortgage

Document Number	0000079754
Date	Aug 21, 2018
Instrument	079754:2018

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT
Margin	3
Max Rate	11%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Feb 22, 2018
Property Address	440 W 700 N, OREM, UT 84057-3754
Document Number	0000017610
Instrument Date	Jan 9, 2018
Instrument	17610
Transaction Type	Transfer
Record Updated	Feb 28, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 W 700 N OREM UT 840573754, OREM, UT 84057-3754

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$205,370 (+1.61%)	$373,400 (+1.61%) Land $58,100 Building $315,300
2025	$1,610.00 (-0.86%)	$202,125 (-0.05%)	$367,500 (-0.05%) Land $54,000 Building $313,500
2024	$1,624.00 (+5.59%)
2023	$1,538.00 (+4.7%)	$202,235	$367,700 Land $54,100 Building $313,600
2022	$1,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Wasatch Broadband Fixed Wireless	900 / 900
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Utah Broadband.

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