440 W 3rd St, Tustin, CA 92780 Property Records

Orange County property record for 440 W 3rd St, Tustin, CA 92780

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 868 sqft · built 1947
Lot Size	0.189 acres (8,250 sqft)
Owner	Individual Name on Record
Last Sale	$861,000 (May 2021)
Tax Bill	$10,652 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`401-363-09`

Property Details

APN / Parcel Number

Primary APN	`401-363-09`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	868 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	150 ft deep x 55 ft wide
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	440 W 3RD ST
City	TUSTIN
State	CA
Zip	92780-3649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A TR TUSTIN CITY BLK H LOT 8 TUSTIN CITY LOT 8 BLK H(AND WLY 5 FT LOT 9 BLK
Legal Subdivision	TUSTIN CITY
Legal Tract	793
Legal Block	H
Legal Lot Number	8,9
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2013
Census Tract	75505

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 W 3RD ST, TUSTIN, CA 92780-3649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 12, 2021	Grant Deed, Transfer · Conventional Mortgage CALIFORNIA COASTAL LOANS INC
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage THAYER FINANCIAL CORP
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	Mar 12, 2014 · Amount on Record
Deed Document Number	2021314479
Prior Transfer Date	Feb 23, 2014
Prior Transfer Doc	0000094176
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 6, 2026
Property Address	440 W 3RD ST, TUSTIN, CA 92780-3649
Document Number	0000097783
Instrument Date	Mar 22, 2026
Instrument	202697783
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W 3RD ST, TUSTIN, CA 92780-3649

Mortgage

Document Number	0000097783,
Date	Apr 6, 2026
Instrument	202697783

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.01%
Max Rate	-1%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 12, 2021
Property Address	440 W 3RD ST, TUSTIN, CA 92780-3649
Document Number	0000314479
Map Reference	MB 4 PG 218&219
Instrument Date	Apr 30, 2021
Instrument	2021000314479
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 W 3RD ST, TUSTIN, CA 92780-3649

Mortgage

Document Number	0000314480
Date	May 12, 2021
Instrument	2021000314480

Lender

Name	CALIFORNIA COASTAL LOANS INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	440 W 3RD ST, TUSTIN, CA 92780-3649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W 3RD ST, TUSTIN, CA 92780-3649

Mortgage

Document Number	0000567436
Date	Oct 13, 2020
Instrument	2020000567436

Lender

Name	THAYER FINANCIAL CORP
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	440 W 3RD ST, TUSTIN, CA 92780-3649
Document Number	0000499851
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Dec 11, 2019
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 W 3RD ST TUSTIN CA 927803649, TUSTIN, CA 92780-3649

Mortgage

Document Number	0000499851
Date	Dec 2, 2019
Instrument	499851

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,652.00 (+4.64%) Homeowner's exemption	$931,972 (+4.04%) Land $829,187 Building $102,785
2024	$10,180.00 (+2.44%)
2023	$9,938.00 (+1.44%) Homeowner's exemption	$895,784 Land $796,989 Building $98,795
2022	$9,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TUSTIN serves 65,143 people · EPA ID CA3010046
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cox Communications, GeoLinks.

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