440 W 3rd St, Ottawa, OH 45875 Property Records

Putnam County property record for 440 W 3rd St, Ottawa, OH 45875

Property Summary

Property Type	City, Municipal, Town, Village Owned (Exempt)
Details	1 bd · 1 ba · 600 sqft · built 1957
Lot Size	0.097 acres (4,260 sqft)
Owner	2 Company Names on Record
Last Sale	$110,000 (Aug 2023)
Deeds & Mortgages	Oct 2005 Line of Credit Jul 2009 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-006111.0000`

Property Details

APN / Parcel Number

Primary APN	`32-006111.0000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	4,260 sqft (0.097 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 W 3RD ST
City	OTTAWA
State	OH
Zip	45875
Property Category	Public Works
Property Type	Public Works > City, Municipal, Town, Village Owned (Exempt)
Legal Description	IL 00027 N (71)
Legal Subdivision	THE ORIGINAL TOWN OF OTTAWA
Legal Lot Number	27
Jurisdiction	PUTNAM OH
Township / Civil Division	OTTAWA
Census Block Group	1
Census Block	1045
Census Tract	30301

Owner

Source: Putnam County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	136 N OAK ST, OTTAWA, OH 45875-1810
Owner Type	Company
Vesting	Government

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2005	Deed of Trust, Mortgage · Line of Credit SKY BANK
Jul 24, 2009	Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO
Nov 3, 2016	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2023 · Amount on Record
Deed Sale	Aug 21, 2023 · Amount on Record
Deed Document Number	20233045
Deed Book / Page	759 / 126
Record Updated	Oct 29, 2026

October 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	440 W 3RD ST, OTTAWA, OH 45875
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00561/2214
Date	Oct 17, 2005
Book Page	561/2214
Instrument	200500005591

Lender

Name	SKY BANK
Type	Bank
Address	SALINEVILLE, OH 43945

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	440 W 3RD ST, OTTAWA, OH 45875
Transaction Type	Mortgage
Record Updated	Jan 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00606/0581
Date	Jul 24, 2009
Book Page	606/0581
Instrument	200900005028

Lender

Name	THE UNION BANK CO
Type	Bank
Address	OTTAWA, OH 45875

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2029

Interest

Rate Type	Adjustable Rate

November 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Nov 3, 2016
Property Address	440 W 3RD ST, OTTAWA, OH 45875
Document Number	00684/0177
Book / Page	684 / 0177
Instrument Date	Nov 3, 2016
Instrument	201600004704
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 N OAK ST, OTTAWA, OH 45875-1810
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Ottawa Township
Municipality	Ottawa Village
Unified School District	Ottawa-Glandorf Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$4,940 (+27.65%) Land $4,940	$14,110 (-) Land $14,110
2023	Additional exemption filed	$3,870 (-) Land $3,870	$14,110 (+27.58%) Land $14,110
2022	Additional exemption filed	$3,870 Land $3,870
2020			$11,060 Land $11,060

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2007–2013)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2013 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTTAWA VILLAGE serves 4,393 people · EPA ID OH6900711
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glandorf Internet Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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