Warren County property record for 440 W 15th St, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1996 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $2,237 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20A210-H-1B |
| Primary APN | 20A210-H-1B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,584 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 1,344 sqft |
| Finished Basement | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 80 sqft |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 30400 |
|---|---|
| Street Address | 440 W 15TH ST |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-2826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | L 1B BL H WOODSIDE ADD DIV OF LOT 1 |
| Legal Subdivision | WOODSIDE |
| Legal Lot Number | 1B,1 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20400 |
Source: Warren County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 440 W 15TH ST, FRONT ROYAL, VA 22630-2826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 13, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| May 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 14, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2021 |
| Transfer Doc | 0000008929 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 440 W 15TH ST, FRONT ROYAL, VA 22630-2826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | SERVICE TITLE OF FRONT ROYAL |
| Name | Verified Name |
|---|
| Document Number | 170006220 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 170006220 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 440 W 15TH ST, FRONT ROYAL, VA 22630-2826 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 210004335 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 210004335 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Oct 14, 2021 |
| Property Address | 440 W 15TH ST, FRONT ROYAL, VA 22630-2826 |
| Document Number | 210008929 |
| Map Reference | DOC 9601406 |
| Instrument Date | Oct 14, 2021 |
| Instrument | 210008929 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 440 W 15TH ST, FRONT ROYAL, VA 22630-2826 |
Source: Warren County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Municipality | Front Royal Town |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,237.00 (+18.86%) | $393,100 (-) Land $55,100 Building $338,000 | |
| 2025 | $1,882.00 (+21.03%) | $393,100 (+23.81%) Land $55,100 Building $338,000 | $393,100 (+23.81%) Land $55,100 Building $338,000 |
| 2024 | $1,555.00 | $317,500 (-) Land $46,000 Building $271,500 | $317,500 (-) Land $46,000 Building $271,500 |
| 2023 | $317,500 Land $46,000 Building $271,500 | $317,500 Land $46,000 Building $271,500 | |
| 2022 | $1,555.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
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