Lorain County property record for 440 W 14th St, Lorain, OH 44052 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1960 |
| Square Footage | 1,272 sqft Living Area |
| Lot Size | 7,405 sqft (0.169 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $98,000 (2022) |
| Tax Bill | $971.00 (2025) |
Source: Lorain County records · APN 02-01-003-131-031
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 440 W 14TH ST, LORAIN, OH 44052-3528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 06, 2022 · Amount on Record |
| Deed Sale | May 06, 2022 · Amount on Record |
| Prior Sale | Sep 15, 2010 |
| Deed Doc Number | 2022002658 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 06, 2022 |
| Property Address | 440 W 14TH ST, LORAIN, OH 44052-3528 |
| Document Number | 0000874290 |
| Map Reference | VOL 2 PG 11 |
| Instrument Date | May 05, 2022 |
| Instrument | 2022-0874290 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2022 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 440 W 14TH ST, LORAIN, OH 44052-3528 |
| Document Number | 0000874291 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 2022-0874291 |
| Name | YOUR HOME FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Number | 0000874292 |
|---|---|
| Date | May 06, 2022 |
| Instrument | 2022-0874292 |
| Name | OHIO HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | LORAIN, OH 44052 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $971.00 | $25,400 (-) Land $1,960 Building $23,440 | $72,570 (-) Land $5,610 Building $66,960 |
| 2024 | $971.00 (-24.61%) | $25,400 (+1.54%) Land $1,964 Building $23,436 | $72,570 (+1.54%) Land $5,610 Building $66,960 |
| 2023 | $1,288.00 (-1.68%) | $25,015 (-0.02%) Land $1,747 Building $23,268 | $71,470 (-) Land $4,990 Building $66,480 |
| 2022 | $1,310.00 | $25,020 Land $1,750 Building $23,270 | |
| 2021 | $71,470 Land $4,990 Building $66,480 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 02-01-003-131-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,272 sqft Living Area |
| 1st Floor | 908 sqft 1st Floor |
| 2nd Floor | 364 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Raised Foundation |
| Lot Area | 7,405 sqft (0.169 acres) |
| Depth X Width | 155 ft x 50 ft Depth x Width |
| Deck Area | 80 sqft Deck |
|---|---|
| Patio Area | 80 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 72 sqft Porch |
| Heating System | HVAC Heating |
|---|
| Street Address | 440 W 14TH ST |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44052-3528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHAM 50 X 154 |
| Legal Subdivision | SELAH CHAMBERLAINS TRUSTEE |
| Legal Tract | 1 |
| Legal Block | 131 |
| Legal Lot Number | 4 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | LORAIN |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 97300 |
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