440 Victoria Ave, Salinas, CA 93906 Property Records

Monterey County property record for 440 Victoria Ave, Salinas, CA 93906

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,043 sqft · built 1999
Lot Size	0.139 acres (6,040 sqft)
Owner	2 Individual Names on File
Last Sale	$672,000 (Jun 2019)
Tax Bill	$9,128 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`211-405-011-000`

Property Details

APN / Parcel Number

Primary APN	`211-405-011-000`
Alternative APN	`211-405-011`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	3,043 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Tile
Lot Area	6,040 sqft (0.139 acres)
Garage Area	695 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	211-405-011
Street Address	440 VICTORIA AVE
City	SALINAS
State	CA
Zip	93906-7285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARAISO ESTATES SUBDIVISION VOL 20 C&T PAGE 11 TRACT NO 1311 LOT 11 BLK 14
Legal Subdivision	PARAISO ESTATES SUBDIVISION
Legal Tract	1311
Legal Block	14
Legal Lot Number	11
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1012
Census Tract	105

Owner

440 Victoria Ave is owned and occupied by two individuals who acquired it in September 2020.

Source: Monterey County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jun 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 31, 2022	Deed of Trust, Mortgage · Line of Credit THE GOLDEN 1 CU
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 17, 2020	Intrafamily Transfer, Transfer WFG NATIONAL TITLE INS CO
Jun 12, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2019 · Amount on File
Deed Sale	Jun 12, 2019 · Amount on File
Prior Sale	Dec 21, 1999 · Amount on File
Deed Document Number	201924123
Last Transfer Date	Sep 4, 2020
Transfer Doc	0000067136
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Recording Date	Jul 16, 2026
Property Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Document Number	0000024109
Instrument Date	Jul 10, 2026
Instrument	202624109
Transaction Type	Mortgage
Record Updated	Jul 22, 2026
Title Company	TITLE365 - OMAHA, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 VICTORIA AVE, SALINAS, CA 93906-7285

Mortgage

Document Number	0000024109,
Date	Jul 16, 2026
Instrument	202624109

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 VICTORIA AVE, SALINAS, CA 93906-7285

Mortgage

Document Number	0000042314
Date	Jun 17, 2021
Instrument	2021042314

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 VICTORIA AVE, SALINAS, CA 93906-7285

Mortgage

Document Number	0000015932
Date	Mar 31, 2022
Instrument	2022015932

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 VICTORIA AVE, SALINAS, CA 93906-7285

Mortgage

Document Number	0000051992
Date	Sep 30, 2020
Instrument	2020051992

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Nov 17, 2020
Property Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Document Number	0000067136
Map Reference	VOL 20 PG 11
Instrument Date	Sep 4, 2020
Instrument	2020067136
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 VICTORIA AVE, SALINAS, CA 93906-7285

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jun 12, 2019
Property Address	440 VICTORIA AVE, SALINAS, CA 93906-7285
Document Number	0000024123
Instrument Date	May 30, 2019
Instrument	24123
Transaction Type	Transfer
Record Updated	Jun 27, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$739.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 VICTORIA AVE SALINAS CA 939067285, SALINAS, CA 93906-7285

Mortgage

Document Number	24124
Date	Jun 12, 2019
Instrument	24124

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 440 Victoria Ave was $9,128 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Secondary School District	Salinas Union High School District (07 - 12)
Elementary School District	Santa Rita Union Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$764,613 (+2%) Land $284,453 Building $480,160
2025	$9,128.00 Homeowner's exemption	$749,622 Land $278,876 Building $470,746
2023	$8,088.00 (+0.97%) Homeowner's exemption	$720,515 Land $268,048 Building $452,467
2022	$8,010.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 440 Victoria Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Victoria Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC SALINAS private · serves 114,286 people · EPA ID CA2710010
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 968 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio.

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