440 Valley Dr, Moody, TX 76557 Property Records

McLennan County property record for 440 Valley Dr, Moody, TX 76557

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 1983
Lot Size	1.21 acres (52,751 sqft)
Owner	Individual Name on File
Last Sale	$165,700 (Feb 2021)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2019 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`38-040100-001500-2`

Property Details

APN / Parcel Number

Primary APN	`38-040100-001500-2`
Alternative APNs	`3804010000150020111` `153003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Metal
Lot Area	52,751 sqft
Lot Dimensions	437 ft deep x 121 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	510 sqft
Deck Area	225 sqft
Storage Building	85 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	440 VALLEY DR
City	MOODY
State	TX
Zip	76557-3822
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	GREEN VALLEY RANCHETTES TRACT 17 ACRES 1.41
Legal Subdivision	GREEN VALLEY RANCHETTES
Legal Tract	17
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	MOODY-LORENA
Census Block Group	3
Census Block	3005
Census Tract	3802

Owner

440 Valley Dr is owned and occupied by an individual who bought it in February 2021.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	440 VALLEY DR, MOODY, TX 76557-3822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 10, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 3, 2019	Vendor's Lien, Transfer HAPPY STATE BANK
Apr 24, 2018	Loan Modification, Mortgage JUSTIN ST BK
Feb 21, 2018	Quit Claim Deed, Transfer Quitclaim
Jan 16, 2018	Deed of Trust, Mortgage VANGUARD MARKETING & INVS INC
Oct 25, 2017	Grant Deed, Construction Loan · Construction Mortgage JUSTIN ST BK
May 30, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 26, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on File
Deed Sale	Feb 12, 2021 · Amount on File
Prior Sale	Dec 10, 2019
Deed Document Number	20215631
Prior Transfer Date	Jan 3, 2017
Prior Transfer Doc	0000002648
Record Updated	Oct 29, 2026

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 12, 2021
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000005631
Map Reference	VOL 1439 PG 828
Instrument Date	Feb 10, 2021
Instrument	2021005631
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	440 VALLEY DR, 440, MOODY, TX 76557-3822

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 OOBY DR #A # A, A, TROY, TX 76579

Mortgage

Document Number	0000005632
Date	Feb 12, 2021
Instrument	2021005632

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Mortgage

Document Number	0000005633
Date	Feb 12, 2021
Instrument	2021005633

Lender

Name	TEXAS DEPARTMENT OF HOUSING & COMMUNITY
Type	Government Agency
Address	AUSTIN, TX 78711

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Dec 10, 2019
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000040740
Instrument Date	Dec 5, 2019
Instrument	40740
Transaction Type	Transfer
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 SHORE BREEZE CT ARLINGTON TX 760164252, ARLINGTON, TX 76016-4252

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 3, 2019
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000033344
Map Reference	VOL 1439 PG 828
Instrument Date	Oct 2, 2019
Instrument	2019033344
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6902 SHORE BREEZE CT, ARLINGTON, TX 76016-4252

Mortgage

Date	Oct 3, 2019

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Mortgage

Document Number	0000033345
Date	Oct 3, 2019
Instrument	2019033345

Lender

Name	HAPPY STATE BANK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000017862
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 SHORE BREEZE CT ARLINGTON TX 760164252, ARLINGTON, TX 76016-4252

Mortgage

Document Number	0000017862
Date	May 31, 2018
Instrument	17862

Lender

Name	JUSTIN ST BK
Type	Bank
Address	JUSTIN, TX 76247

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 30, 2033

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Feb 21, 2018
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000005316
Instrument Date	Feb 16, 2018
Instrument	5316
Transaction Type	Transfer
Record Updated	May 14, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 SHORE BREEZE CT ARLINGTON TX 760164252, ARLINGTON, TX 76016-4252

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000002063
Instrument Date	Jan 16, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 SHORE BREEZE CT ARLINGTON TX 760164252, ARLINGTON, TX 76016-4252

Mortgage

Document Number	0000002063
Date	Jan 23, 2018
Instrument	2063

Lender

Name	VANGUARD MARKETING & INVS INC
Address	ARLINGTON, TX 76016

Agreement

Amount	Amount on Record

October 2017: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 25, 2017
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000035495
Instrument Date	Oct 24, 2017
Instrument	35495
Transaction Type	Construction Loan
Record Updated	Nov 21, 2017
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6902 SHORE BREEZE CT ARLINGTON TX 760164252, ARLINGTON, TX 76016-4252

Mortgage

Document Number	35496
Date	Oct 25, 2017
Instrument	35496

Lender

Name	JUSTIN ST BK
Type	Bank
Address	JUSTIN, TX 76247

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 24, 2018

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 30, 2017
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000017153
Instrument Date	Jan 5, 2017
Instrument	17153
Transaction Type	Transfer
Record Updated	Jun 19, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 26, 2017
Property Address	440 VALLEY DR, MOODY, TX 76557-3822
Document Number	0000002648
Instrument Date	Jan 3, 2017
Instrument	2648
Transaction Type	Foreclosure
Record Updated	Feb 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

The 2025 property tax bill for 440 Valley Dr was $2,190 with a homeowner's exemption, down 15.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Moody City
Unified School District	Moody Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (-37.5%) Land $22,367 Building $97,633	$120,000 (-37.5%) Land $22,367 Building $97,633
2025	$2,190.00 (-15.61%) Homeowner's exemption	$192,000 Land $16,850 Building $175,150	$192,000 Land $16,850 Building $175,150
2024	$2,595.00
2023		$120,000 Land $16,850 Building $103,150	$120,000 Land $16,850 Building $103,150
2022	$1,217.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Valley Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOODY serves 1,525 people · EPA ID TX1550006
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Altitude ISP.

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