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440 Thomas Dr, Melbourne, FL 32935 Property Records

Brevard County property record for 440 Thomas Dr, Melbourne, FL 32935 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,708 sqft · built 1984
Lot Size0.37 acres (16,117 sqft)
Owner2 Trust Names on File
Tax Bill$1,958 (2025)
Deeds & MortgagesJun 2024 Line of Credit
Jun 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN27-37-18-06-*-28

Property Details

APN / Parcel Number

Primary APN27-37-18-06-*-28
Alternative APNs
  • 27-37-18-06-00000.0-0028.00
  • 2719525

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,708 sqft Living Area
Gross Area2,754 sqft
1st Floor Area1,708 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2005
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions160 ft deep x 109 ft wide
Garage TypeAttached
Garage Area644 sqft
PorchFinished/Open Porch
Porch Area402 sqft
Deck Area674 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2719525
Street Address440 THOMAS DR
CityMELBOURNE
StateFL
Zip32935-3320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionALTON THOMAS ACRES SUBD LOT 28
Legal Range37E
Legal Township27S
Legal Section18
Legal SubdivisionALTON THOMAS ACRES SUBD
Legal Lot Number28
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2023
Census Tract64301

Owner

Source: Brevard County records · APN 27-37-18-06-*-28

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address440 THOMAS DR, MELBOURNE, FL 32935-3320
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 13, 2024Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Jun 26, 2024Deed of Trust, Mortgage · Closed-End Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address440 THOMAS DR, MELBOURNE, FL 32935-3320
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 THOMAS DR, MELBOURNE, FL 32935-3320

Mortgage

Document Number0100861330
DateJun 13, 2024
Book Page10086/1330
Instrument2024120878
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 24, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address440 THOMAS DR, MELBOURNE, FL 32935-3320
Transaction TypeMortgage
Record UpdatedNov 27, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 THOMAS DR, MELBOURNE, FL 32935-3320

Mortgage

Document Number0100962421
DateJun 26, 2024
Book Page10096/2421
Instrument2024131016
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term181 Months
DueJul 01, 2039

Tax Assessment & Valuation

Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$141,750 (+2.7%)$328,720 (+4.45%)
2025$1,958.00 (+11.82%) Homeowner's exemption$138,030 (+5.98%)$314,720 (+0.2%) Land $66,000 Building $248,720
2023$1,751.00 (+7.62%) Homeowner's exemption$130,240 (+3%)$314,080 (+2.24%) Land $66,000 Building $248,080
2022$1,627.00 Homeowner's exemption$126,450$307,200 Land $57,500 Building $249,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Brevard County (12009C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120090643012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims3 (2004–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 468 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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