440 Terry Ln, Ridgecrest, CA 93555 Property Records

Kern County property record for 440 Terry Ln, Ridgecrest, CA 93555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,774 sqft · built 1973
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,371 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`080-252-01-00-4`

Property Details

APN / Parcel Number

Primary APN	`080-252-01-00-4`
Alternative APNs	`080-252-01-8` `0802520100` `08025201`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,774 sqft Living Area
Gross Area	2,603 sqft
1st Floor Area	1,774 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	81 sqft
Patio Area	26 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	080252018
Street Address	440 TERRY LN
City	RIDGECREST
State	CA
Zip	93555-4249
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 3318 , BLOCK , LOT 20
Legal Subdivision	TRACT NO 3318
Legal Tract	3318
Legal Block	2
Legal Lot Number	20
Jurisdiction	KERN CA
Township / Civil Division	EAST KERN
Census Block Group	2
Census Block	2004
Census Tract	5409

Owner

Source: Kern County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 TERRY LN, RIDGECREST, CA 93555-4249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · FHA Mortgage WYNDHAM CAPITAL MORTGAGE INC
Oct 17, 2017	Deed of Trust, Mortgage · FHA Mortgage ROYAL PACIFIC FUNDING CORP
Dec 19, 2019	Intrafamily Transfer, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2019
Deed Sale	Dec 19, 2019
Prior Sale	May 27, 2015 · Amount on Record
Deed Document Number	2019170813
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000170813
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	440 TERRY LN, RIDGECREST, CA 93555-4249
Transaction Type	Mortgage
Record Updated	May 4, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 TERRY LN, RIDGECREST, CA 93555-4249

Mortgage

Document Number	0000065014
Date	Apr 26, 2022
Instrument	222065014

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Property Address	440 TERRY LN, RIDGECREST, CA 93555-4249
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139755
Date	Oct 17, 2017
Instrument	0217139755

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERN CA
Recording Date	Dec 19, 2019
Property Address	440 TERRY LN, RIDGECREST, CA 93555-4249
Document Number	0000170813
Map Reference	MB 19 PG 72&73
Instrument Date	Dec 10, 2019
Instrument	219170813
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 TERRY LN, RIDGECREST, CA 93555-4249

Mortgage

Document Number	0000170814
Date	Dec 19, 2019
Instrument	219170814

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Kern County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Ridgecrest City
Unified School District	Sierra Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$159,355 (+2%) Land $24,513 Building $134,842
2025	$2,371.00 (+8.76%)	$156,232 (+4.04%) Land $24,033 Building $132,199
2023	$2,180.00 (+2.01%)	$150,166 Land $23,100 Building $127,066
2022	$2,137.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN WELLS VALLEY W.D. serves 41,474 people · EPA ID CA1510017
Water Source	Groundwater
Last State Inspection	May 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Mediacom Xtream Cable	2,000 / 1,000
Race Communications Fiber	1,000 / 1,000
SBC-Wireless Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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