St. Charles County property record for 440 Sunset Ln, O Fallon, MO 63366 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1969 |
| Square Footage | 1,260 sqft Living Area |
| Lot Size | 9,000 sqft (0.207 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $167,000 (2019) |
| Tax Bill | $3,016.00 (2025) |
| Primary APN | 250110A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 2,856 sqft Gross Area |
| 1st Floor | 1,260 sqft 1st Floor |
| Basement Area | 1,260 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,000 sqft (0.207 acres) |
| Depth X Width | 120 ft x 75 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 336 sqft Garage |
| Patio Area | 625 sqft Patio |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 250110A000 |
|---|---|
| Street Address | 440 SUNSET LN |
| City | O FALLON |
| State | MO |
| Zip | 63366-2429 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET TERR #2 BLK 3 LOT 6 |
| Legal Subdivision | SUNSET TERR #2 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WENTZVILLE |
| Census Blockgroup | 2 |
| Census Block | 2034 |
| Census Tract | 311802 |
Source: St. Charles County records · APN 250110A000
Assessment roll updated August 13, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 SUNSET LN, O FALLON, MO 63366-2429 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORPORATION |
| Feb 27, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage EQUITY PRIME MORTGAGE LLC |
| Feb 13, 2019 | Warranty Deed, Transfer · Veterans Administration Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2019 · Amount on Record |
| Deed Sale | Feb 13, 2019 · Amount on Record |
| Prior Sale | Nov 27, 2013 · Amount on Record |
| Deed Doc Number | 201966960 |
| Deed Book / Page | 7035 / 1700 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 23, 2026 |
| Property Address | 440 SUNSET LN, O FALLON, MO 63366-2429 |
| Document Number | 0000029329 |
| Instrument Date | Jun 15, 2026 |
| Instrument | 202629329 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 440 SUNSET LN, O FALLON, MO 63366-2429 |
| Document Number | 0000029329, |
|---|---|
| Date | Jun 23, 2026 |
| Instrument | 202629329 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 440 SUNSET LN, O FALLON, MO 63366-2429 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0072380782 |
|---|---|
| Date | Feb 27, 2020 |
| Book Page | 7238/782 |
| Instrument | 20200227000120180 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 13, 2019 |
| Property Address | 440 SUNSET LN, O FALLON, MO 63366-2429 |
| Document Number | 0070351700 |
| Book / Page | 7035 / 1700 |
| Map Reference | MB 7 PG 37 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 20190213000066960 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 104 MEADOW RIDGE CT, 104, SAINT PETERS, MO 63376-3085 |
| Name | Verified Name |
|---|---|
| Address | 440 SUNSET LN, O FALLON, MO 63366-2429 |
| Document Number | 20190213000066970 |
|---|---|
| Date | Feb 13, 2019 |
| Instrument | 20190213000066970 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2049 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,016.00 | $46,782 (+9.06%) | $246,223 (+9.06%) Land $55,000 Building $191,223 |
| 2023 | $42,896 | ||
| 2022 | $225,766 Land $55,000 Building $170,766 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures