440 Sunset Ave, Erlanger, KY 41018 Property Records

Kenton County property record for 440 Sunset Ave, Erlanger, KY 41018

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,000 sqft · built 1973
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$142,500 (Oct 2019)
Tax Bill$2,441 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN003-40-03-024.00

Property Details

APN / Parcel Number

Primary APN003-40-03-024.00

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Building Area1,000 sqft Finished Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBi-Level
Exterior MaterialBrick
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions128 ft deep x 98.1 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address440 SUNSET AVE
CityERLANGER
StateKY
Zip41018-1582
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNSET HILLS SEC 1 LOT 14 & 0.2 ACS M,L ADJ LOT 14 98.09'X 128.44' IRREG
Legal SubdivisionSUNSET HILLS
Legal Phase1&2
Legal Lot Number14&16
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1014
Census Tract64300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address440 SUNSET AVE, ERLANGER, KY 41018-1582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2019 · Amount on File
Deed SaleOct 29, 2019 · Amount on File
Deed Document Number201910 29 059 00075
Deed Book / Page6789 / 23
Record UpdatedOct 29, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 29, 2019
Property Address440 SUNSET AVE, ERLANGER, KY 41018-1582
Document Number0000000075
Book / Page0C6789 / 000023
Instrument DateOct 24, 2019
Instrument75
Transaction TypeTransfer
Record UpdatedNov 18, 2019
Title CompanySPRINGDALE TITLE LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$142.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 SUNSET AVE ERLANGER KY 410181582, ERLANGER, KY 41018-1582

Mortgage

Document Number76
DateOct 29, 2019
Book Page0C6789/000027
Instrument76
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressCINCINNATI, OH 45246
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 28, 2049

Mortgage

Document Number77,
DateOct 29, 2019
Book Page0C6789/000041
Instrument77
Lender
NameAMERICAN MTG SVC
TypeMortgage Company
AddressFRANKFORT, KY 40601
Agreement
AmountAmount on Record
Term120 Months
DueOct 28, 2029
Interest
Rate12%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityErlanger City
Unified School DistrictErlanger-Elsmere Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$185,100 (-) Land $25,000 Building $160,100$185,100 (-) Land $25,000 Building $160,100
2025$2,441.00 (+1.54%)$185,100 (-) Land $25,000 Building $160,100$185,100 (-) Land $25,000 Building $160,100
2023$2,404.00$185,100 Land $25,000 Building $160,100$185,100 Land $25,000 Building $160,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORENCE WATER & SEWER
serves 29,351 people · EPA ID KY0080135
Water SourcePurchased surface water from BOONE-FLORENCE WATER COMMISSION
Last State InspectionMar 2024
Also Mapped HereNORTHERN KENTUCKY WATER DISTRICT
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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