440 Sunrise Rd, Copperopolis, CA 95228 Property Records

Calaveras County property record for 440 Sunrise Rd, Copperopolis, CA 95228

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · built 2016
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Company Names on Record
Last Sale	$2,739,000 (Sep 2024)
Tax Bill	$14,307 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Dec 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`098-028-009-000`

Property Details

APN / Parcel Number

Primary APN	`098-028-009-000`
Alternative APN	`098-028-009`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	098-028-009
Street Address	440 SUNRISE RD
City	COPPEROPOLIS
State	CA
Zip	95228-9662
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LAKE TULLOCH SHORES UNIT 2 LOT 463
Legal Subdivision	LAKE TULLOCH SHORES
Legal Lot Number	463
Legal Unit	2
Jurisdiction	CALAVERAS CA
Township / Civil Division	ANGELS CITY
Census Block Group	2
Census Block	2000
Census Tract	123

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21391 S MURPHY RD, RIPON, CA 95366-9707
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 13, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 29, 2020	Deed of Trust, Mortgage GARDNER LIVING TRUST (LT)
Sep 9, 2019	Correction Deed FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 2, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage GARDNER LIVING TRUST (PT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 27, 2024 · Amount on Record
Deed Sale	Sep 27, 2024 · Amount on Record
Prior Sale	Aug 7, 2012 · Amount on Record
Deed Document Number	20249851
Prior Transfer Date	Aug 15, 2019
Prior Transfer Doc	0000010402
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	440 SUNRISE RD, COPPEROPOLIS, CA 95228-9662
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002708
Date	Mar 5, 2019
Instrument	2019-002708

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	440 SUNRISE RD, COPPEROPOLIS, CA 95228-9662
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013695
Date	Dec 13, 2018
Instrument	2018-013695

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	440 SUNRISE RD, COPPEROPOLIS, CA 95228-9662
Document Number	0000014089
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	179 SAN RAMON DR SAN JOSE CA 951113615, SAN JOSE, CA 95111-3615

Mortgage

Document Number	0000014089
Date	Oct 1, 2020
Instrument	14089

Lender

Name	GARDNER LIVING TRUST (LT)
Address	6570 FIFEWOOD CT, SAN JOSE, CA 95120-1913

Agreement

Amount	Amount Recorded

September 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CALAVERAS CA
Recording Date	Sep 9, 2019
Property Address	440 SUNRISE RD, COPPEROPOLIS, CA 95228-9662
Document Number	0000010402
Instrument Date	Aug 18, 2019
Instrument	10402
Record Updated	Sep 24, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	179 SAN RAMON DR SAN JOSE CA 951113615, SAN JOSE, CA 95111-3615

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Jun 2, 2017
Property Address	440 SUNRISE RD, COPPEROPOLIS, CA 95228-9662
Document Number	0000006006
Instrument Date	May 23, 2017
Instrument	6006
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	179 SAN RAMON DR SAN JOSE CA 951113615, SAN JOSE, CA 95111-3615

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	May 31, 2017
Property Address	440 SUNRISE RD, COPPEROPOLIS, CA 95228-9662
Document Number	0000005882
Instrument Date	May 23, 2017
Instrument	5882
Transaction Type	Transfer
Record Updated	Jun 20, 2017
Title Company	SPL INC

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	179 SAN RAMON DR SAN JOSE CA 951113615, SAN JOSE, CA 95111-3615

Mortgage

Document Number	5884
Date	May 31, 2017
Instrument	5884

Lender

Name	GARDNER LIVING TRUST (PT)
Address	6570 FIFEWOOD CT, SAN JOSE, CA 95120-1913

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Secondary School District	Bret Harte Union High School District (09 - 12)
Elementary School District	Mark Twain Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,321,010 (+2%) Land $294,663 Building $1,026,347
2025	$14,307.00 (+3.21%)	$1,295,109 (+4.04%) Land $288,886 Building $1,006,223
2023	$13,862.00 (+1.96%)	$1,244,820 Land $277,669 Building $967,151
2022	$13,595.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 individual policies
Nearby Flood Policies	29 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CALTEL Connections Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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