440 Sunnyridge Ln, Loretto, MN 55357 Property Records

Hennepin County property record for 440 Sunnyridge Ln, Loretto, MN 55357

Property Summary

Property Type	Townhouse
Details	2 bd · 1.75 ba · 1,286 sqft · built 1999
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (Jan 2026)
Tax Bill	$4,252 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-118-23-42-0119`

Property Details

APN / Parcel Number

Primary APN	`06-118-23-42-0119`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,286 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	1,286 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	37 ft deep x 79 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	440 SUNNYRIDGE LN
City	LORETTO
State	MN
Zip	55357-2115
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 004 BLOCK 004 A HIGHLANDS OF LORETTO TOWNHOMES 2ND S 79 X 37
Legal Range	23
Legal Township	118
Legal Section	06
Legal Quarter	42
Legal Subdivision	HIGHLANDS OF LORETTO TOWNHOMES 2ND
Legal Block	4
Legal Lot Number	4
Jurisdiction	HENNEPIN MN
Township / Civil Division	LORETTO
Census Block Group	3
Census Block	3002
Census Tract	27101

Owner

Source: Hennepin County assessment roll, APN 06-118-23-42-0119, as of June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 08, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 13, 2018	Warranty Deed, Transfer BELL BK
Apr 13, 2018	Grant Deed, Transfer · Conventional with PMI BELL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 08, 2026 · Amount on Record
Deed Sale	Jan 08, 2026 · Amount on Record
Prior Sale	Apr 13, 2018 · Amount on Record
Deed Document Number	202611431968
Record Updated	Sep 20, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jan 08, 2026
Property Address	440 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Document Number	0A11431968
Instrument Date	Nov 18, 2025
Instrument	A11431968
Transaction Type	Transfer
Record Updated	Jan 29, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,022.67
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SUNNYRIDGE LN, LORETTO, MN 55357-2115

Mortgage

Document Number	0A11431969
Date	Jan 08, 2026
Instrument	A11431969

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 01, 2055

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 26, 2020
Property Address	440 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Document Number	0010860044
Instrument Date	Aug 12, 2020
Instrument	10860044
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SUNNYRIDGE LN LORETTO MN 553572115, LORETTO, MN 55357-2115

Mortgage

Document Number	10860045
Date	Oct 26, 2020
Instrument	10860045

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 13, 2018
Property Address	440 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Document Number	0010545440
Instrument Date	Mar 30, 2018
Instrument	10545440
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SUNNYRIDGE LN LORETTO MN 553572115, LORETTO, MN 55357-2115

Mortgage

Document Number	10545444
Date	Apr 13, 2018
Instrument	10545444

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENNEPIN MN
Recording Date	Apr 13, 2018
Property Address	440 SUNNYRIDGE LN, LORETTO, MN 55357-2115
Document Number	0010545443
Instrument Date	Feb 26, 2018
Instrument	10545443
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$680.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	440 SUNNYRIDGE LN LORETTO MN 553572115, LORETTO, MN 55357-2115

Mortgage

Document Number	10545444
Date	Apr 13, 2018
Instrument	10545444

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Tax Assessment & Valuation

Source: Hennepin County assessment roll as of June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Loretto City
Unified School District	Delano Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,252.00 (+19.07%) Homeowner's exemption	$296,100 (+11.32%) Land $33,000 Building $263,100	$296,100 (+11.32%) Land $33,000 Building $263,100
2024		$266,000 (-) Land $33,000 Building $233,000	$266,000 (-) Land $33,000 Building $233,000
2023	$3,571.00 Homeowner's exemption
2022		$266,000 Land $38,000 Building $228,000	$266,000 Land $38,000 Building $228,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), as of December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 154 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Fiber	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xtratyme Technologies.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MN1270019, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	Loretto serves 637 people
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

440 Sunnyridge Ln, Loretto, MN 55357 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2018: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Sunnyridge Ln

Nearby Streets

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