440 Summit St, Kenton, OH 43326 Property Records

Hardin County property record for 440 Summit St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 888 sqft · built 1960
Lot Size	0.142 acres (6,200 sqft)
Owner	Individual Name on Record
Last Sale	$82,000 (Mar 2019)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	Mar 2019 Second Mortgage Mar 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-540001.0000`

Property Details

APN / Parcel Number

Primary APN	`36-540001.0000`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	888 sqft Living Area
1st Floor Area	888 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	498 sqft
Unfinished Basement	498 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	440 SUMMIT ST
City	KENTON
State	OH
Zip	43326-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E LAWN 1
Legal Subdivision	E LAWN
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	3
Census Block	3011
Census Tract	200

Owner

Source: Hardin County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 SUMMIT ST, KENTON, OH 43326-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Mar 21, 2019	Warranty Deed, Transfer · Conventional Mortgage NTFN INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2019 · Amount on Record
Deed Sale	Mar 21, 2019 · Amount on Record
Prior Sale	Mar 3, 2008 · Amount on Record
Deed Document Number	2019679
Deed Book / Page	552 / 2229
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	440 SUMMIT ST, KENTON, OH 43326-1646
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	552/2245
Date	Mar 21, 2019
Book Page	552/2245
Instrument	201900000681

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	KENTON, OH 43326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Mar 21, 2019
Property Address	440 SUMMIT ST, KENTON, OH 43326-1646
Document Number	00552/2229
Book / Page	552 / 2229
Instrument Date	Mar 21, 2019
Instrument	201900000679
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SUMMIT ST, KENTON, OH 43326-1646

Mortgage

Document Number	201900000680
Date	Mar 21, 2019
Instrument	201900000680

Lender

Name	NTFN INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00 (-0.71%)	$32,160 (-) Land $2,220 Building $29,940
2024	$1,402.00 (+6.62%) Homeowner's exemption	$32,160 (-) Land $2,220 Building $29,940
2023	$1,315.00 (+4.53%) Homeowner's exemption	$32,160 (+18.89%) Land $2,220 Building $29,940	$91,880 (+18.89%) Land $6,340 Building $85,540
2022	$1,258.00 Homeowner's exemption	$27,050 Land $1,670 Building $25,380
2020			$77,280 Land $4,770 Building $72,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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