Cecil County property record for 440 Stevenson Rd, Elkton, MD 21921 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1930 |
| Square Footage | 989 sqft Total Area |
| Lot Size | 29,272 sqft (0.672 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $220,000 (2023) |
| Tax Bill | $2,124.00 (2025) |
| Primary APN | 05-024005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 989 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 29,272 sqft (0.672 acres) |
| Porch Area | 60 sqft Porch |
| Heating Fuel | Electric Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 024005 |
|---|---|
| Street Address | 440 STEVENSON RD |
| City | ELKTON |
| State | MD |
| Zip | 21921-4315 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | .671 ACRE 440 STEVENSON ROAD N/W OF ELKTON |
| Legal Subdivision | OAK GROVE |
| Jurisdiction | CECIL MD |
| Minor Civil Division | 5, NORTH EAST |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 30908 |
Source: Cecil County records · APN 05-024005
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 STEVENSON RD, ELKTON, MD 21921-4315 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage NEW AMERICAN FUNDING |
| Aug 05, 2022 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 28, 2023 · Amount on Record |
| Deed Sale | Jun 28, 2023 · Amount on Record |
| Prior Sale | Aug 05, 2022 · Amount on Record |
| Deed Book / Page | 5342 / 478 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Jun 28, 2023 |
| Property Address | 440 STEVENSON RD, ELKTON, MD 21921-4315 |
| Document Number | 0053420478 |
| Book / Page | 5342 / 478 |
| Instrument Date | Jun 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 440 STEVENSON RD, ELKTON, MD 21921-4315 |
| Document Number | 0053420486 |
|---|---|
| Date | Jun 28, 2023 |
| Instrument | 5342-0486 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CECIL MD |
| Recording Date | Aug 05, 2022 |
| Property Address | 440 STEVENSON RD, ELKTON, MD 21921-4315 |
| Document Number | 0052120057 |
| Book / Page | 5212 / 57 |
| Instrument Date | Jul 28, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 440 STEVENSON RD, ELKTON, MD 21921-4315 |
| Document Number | 0005212062 |
|---|---|
| Date | Aug 05, 2022 |
| Instrument | 5212-062 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $212,700 (+51.28%) Land $64,600 Building $148,100 | $212,700 (+51.28%) Land $64,600 Building $148,100 | |
| 2025 | $2,124.00 (+132.89%) | ||
| 2023 | $912.00 (-37.1%) | $140,600 (+9.19%) Land $64,600 Building $76,000 | $140,600 (-) Land $64,600 Building $76,000 |
| 2022 | $1,450.00 Homeowner's exemption | $128,767 | $140,600 Land $64,600 Building $76,000 |
Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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