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440 Spruce St, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 440 Spruce St, Half Moon Bay, CA 94019

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,360 sqft · built 1962
Lot Size0.169 acres (7,361 sqft)
OwnerIndividual Name on File
Tax Bill$5,052 (2025)
Deeds & MortgagesFeb 2019 Transfer
Flood ZoneZone X (minimal risk)
APN064-112-220

Property Details

APN / Parcel Number

Primary APN064-112-220

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,360 sqft Living Area
1st Floor Area1,360 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area7,361 sqft (0.169 acres)
Lot Dimensions129 ft deep x 57 ft wide
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address440 SPRUCE ST
CityHALF MOON BAY
StateCA
Zip94019-1839
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR100B1
Legal DescriptionLOTS 10 & 11 BLK 15 2ND ADD TO ARLETA PARK RSM 4/36 AND ADJ PTN OF ALLEY ABND
Legal SubdivisionARLETA PARK
Legal Block15
Legal Lot Number10,11
JurisdictionSAN MATEO CA
Township / Civil DivisionHALF MOON BAY
Census Block Group1
Census Block1029
Census Tract613701

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address440 SPRUCE ST, HALF MOON BAY, CA 94019-1839
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

February 2019: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN MATEO CA
Recording DateFeb 25, 2019
Property Address440 SPRUCE ST, HALF MOON BAY, CA 94019-1839
Document Number0000012681
Instrument DateJan 31, 2019
Instrument12681
Transaction TypeTransfer
Record UpdatedMar 11, 2019

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 SPRUCE ST HALF MOON BAY CA 940191839, HALF MOON BAY, CA 94019-1839

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalityHalf Moon Bay City
Unified School DistrictCabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$308,707 (+2%) Land $71,069 Building $237,638
2025$5,052.00 (+11.84%) Homeowner's exemption$302,655 (+4.04%) Land $69,676 Building $232,979
2023$4,517.00 (+3.72%) Homeowner's exemption$290,904 Land $66,971 Building $223,933$1,254,330
2022$4,355.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOASTSIDE COUNTY WATER DISTRICT
serves 19,033 people · EPA ID CA4110011
Water SourceSurface water
Last State InspectionJul 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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