Union County and Westfield Town property record for 440 Springfield Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | built 2025 |
| Lot Size | 0.494 acres (21,519 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2024) |
| Tax Bill | $8,611 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01905-0000-00001 |
| Primary APN | 20-01905-0000-00001 |
|---|
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Lot Area | 21,519 sqft (0.494 acres) |
| Street Address | 440 SPRINGFIELD AVE |
|---|---|
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS16 |
| Legal Subdivision | TOWN/WESTFIELD |
| Legal Block | 1905 |
| Legal Lot Number | 1 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 36400 |
440 Springfield Ave is owned and occupied by two individuals who bought it in January 2024.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on File |
| Deed Sale | Jan 23, 2024 · Amount on File |
| Deed Document Number | 202435268 |
| Deed Book / Page | 6534 / 2941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jan 23, 2024 |
| Property Address | 440 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1012 |
| Document Number | 0065342941 |
| Book / Page | 6534 / 2941 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 35268 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 20, 2025 |
| Title Company | FORTUNA TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,695.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 440 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1012 |
| Name | Verified Name |
|---|---|
| Address | 440 SPRINGFIELD AVE, WESTFIELD, NJ 07090-1012 |
| Document Number | 0000060625 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 60625 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
| Type Change Date | Feb 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.1% |
The 2025 property tax bill for 440 Springfield Ave was $8,611.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,700 Land $375,700 | $375,700 Land $375,700 | |
| 2025 | $8,611.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Springfield Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 2 (2011–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Springfield Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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