Hernando County property record for 440 Spring Time St, Spring Hill, FL 34608 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2014 |
| Square Footage | 1,456 sqft Living Area |
| Lot Size | 43,560 sqft (1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $133,600 (2014) |
| Tax Bill | $2,102.00 (2025) |
| Primary APN | R36-223-17-1700-0000-0642 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,456 sqft Living Area |
| 1st Floor | 1,772 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 43,560 sqft (1 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 1,456 sqft Garage |
| Patio Area | 260 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 60 sqft Porch |
| Utility Building | 480 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 01524069 |
|---|---|
| Street Address | 440 SPRING TIME ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-7075 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EL PICO UNREC SUB N158 FT MOL OF N1/2 OF W1/2 OF NW1/4 OF SE1/4 OF NE1/4 AKA ** CONTINUED ** |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 36 |
| Legal Subdivision | EL PICO UNREC |
| Legal Tract | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | HERNANDO FL |
| Minor Civil Division | SPRING HILL |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 40901 |
Source: Hernando County records · APN R36-223-17-1700-0000-0642
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 SPRING TIME ST, SPRING HILL, FL 34608-7075 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 30, 2026 | Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION |
| May 12, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2014 · Amount on Record |
| Deed Sale | May 15, 2014 · Amount on Record |
| Deed Doc Number | 2014024799 |
| Deed Book / Page | 3095 / 0464 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 30, 2026 |
| Property Address | 440 SPRING TIME ST, SPRING HILL, FL 34608-7075 |
| Document Number | 0000051678 |
| Book / Page | 4742 / 367 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 202651678 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 440 SPRING TIME ST, SPRING HILL, FL 34608-7075 |
| Document Number | 0000051678, |
|---|---|
| Date | Jul 30, 2026 |
| Book Page | 4742/367 |
| Instrument | 202651678 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2056 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 440 SPRING TIME ST, SPRING HILL, FL 34608-7075 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 440 SPRING TIME ST, SPRING HILL, FL 34608-7075 |
| Document Number | 0041700339 |
|---|---|
| Date | May 12, 2022 |
| Book Page | 4170/339 |
| Instrument | 2022037228 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,102.00 (+55.82%) Additional exemption filed | $186,706 (+45.37%) | $358,227 (+9.83%) Land $36,600 Building $321,627 |
| 2023 | $128,436 Land $128,436 | ||
| 2022 | $1,349.00 | $326,172 Land $46,900 Building $279,272 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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