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440 Spring Ave, Naperville, IL 60540 Property Records

DuPage County property record for 440 Spring Ave, Naperville, IL 60540 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,848 sqft · built 1893
Lot Size0.2 acres (8,712 sqft)
OwnerTrust Name on File
Last Sale$108,333 (Dec 2018)
Tax Bill$9,512 (2025)
Deeds & MortgagesSep 2019 Mortgage
Aug 2019 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN07-13-222-003

Property Details

APN / Parcel Number

Primary APN07-13-222-003

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,848 sqft Living Area
Gross Area2,856 sqft
1st Floor Area1,008 sqft
2nd Floor Area840 sqft
Basement Area1,008 sqft

Exterior

Year BuiltBuilt 1893
Effective Year BuiltEffective 1893
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions17.3 ft deep x 5 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address440 SPRING AVE
CityNAPERVILLE
StateIL
Zip60540-4450
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREUSS SUB
Legal SubdivisionREUSS SUB
Legal Lot Number9
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1008
Census Tract846504

Owner

Source: DuPage County records · APN 07-13-222-003

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordTrust Name on File
Mailing Address440 SPRING AVE, NAPERVILLE, IL 60540-4450
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2019Deed of Trust, Mortgage · Conventional with PMI
GUARANTEED RATE
Aug 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 04, 2018Warranty Deed, Transfer
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2018 · Amount on Record
Deed SaleDec 04, 2018 · Amount on Record
Prior SaleSep 27, 2000 · Amount on Record
Deed Document Number2018111324
Last Transfer DateJul 23, 2019
Transfer Doc0000071657
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address440 SPRING AVE, NAPERVILLE, IL 60540-4450
Document Number0000100061
Instrument DateSep 26, 2019
Transaction TypeMortgage
Record UpdatedNov 19, 2019
Title CompanyTEK TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address440 SPRING AVE NAPERVILLE IL 605404450, NAPERVILLE, IL 60540-4450

Mortgage

Document Number0000100061
DateOct 31, 2019
Instrument100061
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 30, 2049
Interest
Rate TypeFixed Rate
Rate4.25%

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateAug 20, 2019
Property Address440 SPRING AVE, NAPERVILLE, IL 60540-4450
Document Number0000071657
Instrument DateJul 23, 2019
Instrument71657
Transaction TypeTransfer
Record UpdatedSep 09, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address440 SPRING AVE NAPERVILLE IL 605404450, NAPERVILLE, IL 60540-4450

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateDec 04, 2018
Property Address440 SPRING AVE, NAPERVILLE, IL 60540-4450
Document Number0000111324
Instrument DateNov 19, 2018
Instrument111324
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12804 BRADFORD LN PLAINFIELD IL 605852244, PLAINFIELD, IL 60585-2244

Mortgage

Document Number111325
DateDec 04, 2018
Instrument111325
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
AmountAmount Recorded
Term360 Months
DueDec 03, 2048
Interest
Rate TypeFixed Rate
Rate4.87%

Tax Assessment & Valuation

Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,512.00 (+20.25%)$171,141 (+33.26%) Land $112,776 Building $58,365$513,423 (+33.26%) Land $338,328 Building $175,095
2022$7,910.00 Homeowner's exemption$128,430 Land $84,630 Building $43,800$385,290 Land $253,890 Building $131,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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