Chautauqua County and Hanover Town property record for 440 Spears Rd, Irving, NY 14081
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,828 sqft · built 1974 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $102,084 (Jun 2025) |
| Tax Bill | $3,656 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Aug 2020 Refinance |
| APN | 064689 33.00-3-29 |
| Primary APN | 064689 33.00-3-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,828 sqft Living Area |
| 1st Floor Area | 1,828 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Raised Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Attached |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 368 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 440 SPEARS RD |
|---|---|
| City | IRVING |
| State | NY |
| Zip | 14081-9724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | OLD APN: 064689 4-1-22.3 |
| Legal Block | 3 |
| Legal Lot Number | 29.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HANOVER |
| Census Block Group | 5 |
| Census Block | 5002 |
| Census Tract | 35100 |
Source: Chautauqua County and Hanover Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 SPEARS RD, IRVING, NY 14081-9724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2017 | Deed of Trust, Mortgage PENTAGON FEDERAL CREDIT UNION |
| Aug 17, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTAGON FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2025 · Amount on Record |
| Deed Sale | Jun 4, 2025 · Amount on Record |
| Prior Sale | Nov 16, 2000 · Amount on Record |
| Deed Document Number | 20253713 |
| Prior Transfer Date | May 16, 2025 |
| Prior Transfer Doc | DE2025003713 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 440 SPEARS RD, IRVING, NY 14081-9724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2017003816 |
|---|---|
| Date | Sep 11, 2017 |
| Instrument | MT2017003816 |
| Name | PENTAGON FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 440 SPEARS RD, IRVING, NY 14081-9724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | MT2020003122 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | MT2020003122 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 1, 2030 |
Source: Chautauqua County and Hanover Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Hanover Town |
| Unified School District | Silver Creek Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,656.00 (+2.09%) Homeowner's exemption | ||
| 2025 | $3,581.00 | $94,500 (-) Land $12,000 Building $82,500 | $196,875 (+20.83%) Land $25,000 Building $171,875 |
| 2023 | $94,500 Land $12,000 Building $82,500 | $162,931 Land $20,690 Building $142,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 26 (1978–2011) |
| Most Recent Claim | Feb 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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