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440 Smithton Blvd, O Fallon, MO 63368 Property Records

St. Charles County property record for 440 Smithton Blvd, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,172 sqft · built 2022
Lot Size0.19 acres (8,255 sqft)
Owner2 Company Names on Record
Last Sale$625,104 (Nov 2023)
Tax Bill$8,235 (2025)
Deeds & MortgagesMay 2026 Transfer
Feb 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT222000462

Property Details

APN / Parcel Number

Primary APNT222000462
Alternative APN
  • 4-0068-D163-00-0325.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,172 sqft Living Area
Gross Area4,652 sqft
Basement Area1,480 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleBi-Level
Exterior MaterialBrick
Lot Area8,255 sqft (0.19 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT222000462
Street Address440 SMITHTON BLVD
CityO FALLON
StateMO
Zip63368-2312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTREETS OF CALEDONIA #6 LOT 325
Legal SubdivisionSTREETS OF CALEDONIA #6
Legal Lot Number325
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group2
Census Block2010
Census Tract312207

Owner

Source: St. Charles County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address440 SMITHTON BLVD, O FALLON, MO 63368-2312
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 4, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 20, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 22, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2023 · Amount on Record
Deed SaleNov 22, 2023 · Amount on Record
Prior SaleAug 1, 2022
Deed Document Number202348016
Last Transfer DateAug 7, 2024
Transfer Doc0000033318
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 4, 2026
Property Address440 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number0000020537
Instrument DateMay 1, 2026
Instrument202620537
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address440 SMITHTON BLVD, O FALLON, MO 63368-2312

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address440 SMITHTON BLVD, O FALLON, MO 63368-2312
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number0000007906
DateFeb 20, 2026
Instrument2026R-007906
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueNov 1, 2040

November 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 22, 2023
Property Address440 SMITHTON BLVD, O FALLON, MO 63368-2312
Document Number0000048016
Map ReferenceDOC 2021R-095102
Instrument DateOct 9, 2023
Instrument2023R-048016
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 17, 2024
Title CompanyHOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY LP

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3940 OLYMPIC BLVD STE 400, 400, ELSMERE, KY 41018-3593

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address440 SMITHTON BLVD, O FALLON, MO 63368-2312

Mortgage

Document Number0000048017
DateNov 22, 2023
Instrument2023R-048017
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$124,388 (-)$654,671 (-) Land $70,000 Building $584,671
2025$8,235.00 (+1.74%)$124,388 (+835.25%)$654,671 (+835.24%) Land $70,000 Building $584,671
2024$8,094.00
2023$13,300
2022$70,000 Land $70,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Brightspeed, Sparklight.

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