Montgomery County property record for 440 Smith St, Dayton, OH 45417
| Property Type | City, Municipal, Town, Village Owned (Exempt) |
|---|---|
| Details | 2 bd · 1 ba · 702 sqft · built 1942 |
| Lot Size | 0.139 acres (6,077 sqft) |
| Owner | Individual Name on File |
| Last Sale | $6,950 (Apr 2012) |
| Tax Bill | $3 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 10602 0031 |
| Primary APN | R72 10602 0031 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 702 sqft |
| 1st Floor Area | 702 sqft |
| Year Built | Built 1942 |
|---|---|
| Lot Area | 6,077 sqft (0.139 acres) |
| Lot Dimensions | 124 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 SMITH ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45417-4043 |
| Property Category | Public Works |
| Property Type | Public Works > City, Municipal, Town, Village Owned (Exempt) |
| Legal Description | 43756 PT 57 106-2-32 |
| Legal Subdivision | CITY/DAYTON |
| Legal Lot Number | 31 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 3500 |
440 Smith St, a public works property, is owned and occupied by an individual who bought it in April 2012.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 101 W 3RD ST, DAYTON, OH 45402-1814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2012 · Amount on File |
| Deed Sale | Apr 3, 2012 · Amount on File |
| Deed Document Number | 12-019973 |
| Record Updated | Jun 8, 2026 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,550 Land $1,550 | ||
| 2023 | $3.00 Additional exemption filed | $1,550 Land $1,550 | $4,430 Land $4,430 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 440 Smith St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 440 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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