440 Smith Rd, Rougemont, NC 27572 Property Records

Person County property record for 440 Smith Rd, Rougemont, NC 27572

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,050 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,857 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A88 10`

Property Details

APN / Parcel Number

Primary APN	`A88 10`
Alternative APN	`54612 301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,050 sqft Heated Area
Gross Area	3,174 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	740 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	192 sqft
Deck Area	672 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	54612 301
Street Address	440 SMITH RD
City	ROUGEMONT
State	NC
Zip	27572-7667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B1
Legal Description	HOUSE & 3 ACRES
Legal Subdivision	PROPERTY OF OLLIE L BALL
Jurisdiction	PERSON NC
Township / Civil Division	MOUNT TIRZAH
Census Block Group	1
Census Block	1047
Census Tract	920500

Owner

Source: Person County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	440 SMITH RD, ROUGEMONT, NC 27572-7667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FEDERAL FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 6, 2008
Transfer Doc	0006930333
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	440 SMITH RD, ROUGEMONT, NC 27572-7667
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011190146
Date	Apr 19, 2022
Book Page	1119/146
Instrument	400507

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERSON NC
Property Address	440 SMITH RD, ROUGEMONT, NC 27572-7667
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009430798
Date	Jan 24, 2017
Book Page	943/798

Lender

Name	COASTAL FEDERAL FINANCIAL GROUP LLC
Type	Non-Lending Institution
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

Source: Person County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Person County
Unified School District	Person County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,942 (-) Land $42,536 Building $231,406	$273,942 (-) Land $42,536 Building $231,406
2025	$1,857.00 (+20.74%)	$273,942 (+39.58%)	$273,942 (+39.58%) Land $42,536 Building $231,406
2023	$1,538.00 (+0.33%)	$196,264	$196,264 Land $29,812 Building $166,452
2022	$1,533.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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