440 Skipstone Ct, San Jose, CA 95136 Property Records

Santa Clara County property record for 440 Skipstone Ct, San Jose, CA 95136

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 1995
Lot Size	0.099 acres (4,297 sqft)
Owner	Individual Name on Record
Last Sale	$1,525,000 (Mar 2026)
Tax Bill	$13,989 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2025 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`462-63-007`

Property Details

APN / Parcel Number

Primary APN	`462-63-007`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	878 sqft
2nd Floor Area	826 sqft
Family Room	Family Room

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,297 sqft (0.099 acres)
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	440 SKIPSTONE CT
City	SAN JOSE
State	CA
Zip	95136-3905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8653 BOOK 657 PAGE 14 PAGE 17 LOT 7
Legal Tract	8653
Legal Lot Number	7
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1000
Census Tract	503116

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2023	Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Dec 16, 2025	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 19, 2026	Intrafamily Transfer, Transfer TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO
Mar 19, 2026	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Jul 27, 2005 · Amount on Record
Deed Document Number	202625959234
Prior Transfer Date	Nov 3, 2015
Prior Transfer Doc	0023142813
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905

Mortgage

Document Number	0025557734
Date	Nov 13, 2023
Instrument	25557734

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union
Address	HILLSBORO, OR 97124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5755 PARK MANOR DR, SAN JOSE, CA 95118-3356

Mortgage

Document Number	0025918997
Date	Dec 16, 2025
Instrument	25918997

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR # 100, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	Other
Max Rate	11%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5755 PARK MANOR DR, SAN JOSE, CA 95118-3356

Mortgage

Document Number	0025737738
Date	Dec 3, 2024
Instrument	25737738

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	6561 IRVINE CENTER DR, IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 19, 2026
Property Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905
Document Number	0025959233
Map Reference	MB 657 PG 14-17
Instrument Date	Mar 18, 2026
Instrument	25959233
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 19, 2026
Property Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905
Document Number	0025959234
Map Reference	MB 657 PG 14 - 17
Instrument Date	Mar 17, 2026
Instrument	25959234
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,710.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	440 SKIPSTONE CT, SAN JOSE, CA 95136-3905

Mortgage

Document Number	0025959235
Date	Mar 19, 2026
Instrument	25959235

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Secondary School District	East Side Union High School District (09 - 12)
Elementary School District	Franklin-McKinley Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$975,374 (+2%) Land $585,156 Building $390,218
2025	$13,989.00 (+3.26%)	$956,250 (+4.04%) Land $573,683 Building $382,567
2024	$13,547.00 (+1.07%)
2023	$13,404.00 (+2.22%)	$919,119 Land $551,407 Building $367,712
2022	$13,113.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 767 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: AT&T, GeoLinks, Sail Internet, T-Mobile.

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