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440 Silver Shadow Dr, San Marcos, CA 92078 Property Records

San Diego County property record for 440 Silver Shadow Dr, San Marcos, CA 92078

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,467 sqft · built 1990
Lot Size0.261 acres (11,350 sqft)
Owner2 Individual Names on Record
Last Sale$1,200,000 (Jul 2024)
Tax Bill$13,714 (2025)
Deeds & MortgagesOct 2020 Mortgage
Jun 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN220-391-25-00

Property Details

APN / Parcel Number

Primary APN220-391-25-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,467 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area11,350 sqft (0.261 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address440 SILVER SHADOW DR
CitySAN MARCOS
StateCA
Zip92078-4456
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-20 (PR
Legal DescriptionLOT 25 TR 011258
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract011258
Legal Block3
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group3
Census Block3004
Census Tract20310

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address440 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2020Deed of Trust, Mortgage · VA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Jun 25, 2018Grant Deed, Transfer · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleJun 25, 2018 · Amount on Record
Deed Document Number2024190649
Prior Transfer DateFeb 11, 1997
Prior Transfer Doc0000068623
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address440 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456

Mortgage

Document Number0000634445
DateOct 19, 2020
Instrument2020-0634445
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 25, 2018
Property Address440 SILVER SHADOW DR, SAN MARCOS, CA 92078-4456
Document Number0000257813
Instrument DateJun 11, 2018
Instrument257813
Transaction TypeTransfer
Record UpdatedJul 2, 2018
Title CompanyWFG TITLE COMPANY/CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$797.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address440 SILVER SHADOW DR SAN MARCOS CA 920784456, SAN MARCOS, CA 92078-4456

Mortgage

Document Number257814
DateJun 25, 2018
Instrument257814
Lender
NameSYNERGY ONE LNDG
AddressSAN DIEGO, CA 92108
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 24, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,224,000 (+2%) Land $714,000 Building $510,000
2025$13,714.00 (+56.43%)$1,200,000 (+51.35%) Land $700,000 Building $500,000
2023$8,767.00 (+1.38%) Homeowner's exemption$792,889 Land $293,769 Building $499,120
2022$8,648.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: Spectrum.

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