440 Schley Ave, Ferndale, CA 95536 Property Records

Humboldt County property record for 440 Schley Ave, Ferndale, CA 95536

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,242 sqft · built 1965
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Jan 2024)
Tax Bill	$5,642 (2025)
Deeds & Mortgages	Jan 2024 Sale Jun 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031-193-002-000`

Property Details

APN / Parcel Number

Primary APN	`031-193-002-000`
Alternative APN	`03119302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,242 sqft Living Area
Gross Area	1,682 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	440 SCHLEY AVE
City	FERNDALE
State	CA
Zip	95536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	-SE4 SE4 S02 T02N R02W / F FN604450000A C 86C 00000000 N
Legal Block	1
Jurisdiction	HUMBOLDT CA
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1019
Census Tract	11200

Owner

440 Schley Ave is owned by two individuals who bought it in January 2024.

Source: Humboldt County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6749 GRAYSTONE LN, SAN JOSE, CA 95120-1036
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Grant Deed, Transfer HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit REDWOOD CAPITAL BANK
Nov 22, 2022	Grant Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Nov 22, 2022 · Amount on File
Deed Document Number	2024174
Prior Transfer Date	Jul 27, 2022
Prior Transfer Doc	0000014522
Record Updated	Sep 20, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Jan 5, 2024
Property Address	440 SCHLEY AVE, FERNDALE, CA 95536
Document Number	0000000174
Instrument Date	Dec 26, 2023
Instrument	2024-000174
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6749 GRAYSTONE LN, SAN JOSE, CA 95120-1036

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	440 SCHLEY AVE, FERNDALE, CA 95536
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SCHLCY AVE, FERNDALE, CA 95536

Mortgage

Document Number	0000008005
Date	Jun 21, 2023
Instrument	2023-008005

Lender

Name	REDWOOD CAPITAL BANK
Type	Bank
Address	EUREKA, CA 95501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 22, 2022
Property Address	440 SCHLEY AVE, FERNDALE, CA 95536
Document Number	0000020261
Instrument Date	Nov 10, 2022
Instrument	2022-020261
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 154, FERNDALE, CA 95536-0154

Mortgage

Document Number	0000020262
Date	Nov 22, 2022
Instrument	2022-020262

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 440 Schley Ave was $5,642, up 27.1% from the year before.

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Municipality	Ferndale City
Unified School District	Ferndale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,642.00 (+27.07%)	$453,900 Land $178,500 Building $275,400
2024	$4,440.00 (-17.23%)
2023	$5,364.00 (+84.27%) Homeowner's exemption	$201,784 Land $72,637 Building $129,147
2022	$2,911.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Schley Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1996)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1996 · Severe Storms, Flooding, Mud And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Schley Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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