Clare County property record for 440 Schaeffer St, Clare, MI 48617
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,101 sqft · built 1989 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Dec 2011) |
| Tax Bill | $2,336 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-600-020-00 |
| Primary APN | 015-600-020-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,101 sqft Building Perimeter |
| 1st Floor Area | 1,513 sqft |
| Basement Area | 1,513 sqft |
| Unfinished Basement | 1,513 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Area | 616 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 440 SCHAEFFER ST |
|---|---|
| City | CLARE |
| State | MI |
| Zip | 48617-9731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | T17N R4W SEC 26 440 SCHAEFFER DR LOT 20 SCHAEFFER SUB NO 2. |
| Legal Range | 04W |
| Legal Township | 17N |
| Legal Section | 26 |
| Legal Subdivision | SCHAEFFER SUB NO 2 |
| Legal Lot Number | 20 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GRANT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 600 |
440 Schaeffer St is owned and occupied by an individual who bought it in December 2011.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 440 SCHAEFFER ST, CLARE, MI 48617-9731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2011 · Amount on File |
| Deed Sale | Dec 2, 2011 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 440 Schaeffer St was $2,336 with a homeowner's exemption.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Grant Township |
| Unified School District | Clare Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $157,562 (+6.65%) Land $3,900 Building $153,662 | $315,124 (+6.65%) Land $7,800 Building $307,324 | |
| 2025 | $2,336.00 Homeowner's exemption | $147,738 Land $3,900 Building $143,838 | $295,476 Land $7,800 Building $287,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Schaeffer St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Schaeffer St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLARE serves 3,118 people · EPA ID MI0001420 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2026 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Baraga Telephone Company, ISP Management.
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