440 Santa Cecelia, Solana Beach, CA 92075 Property Records

San Diego County property record for 440 Santa Cecelia, Solana Beach, CA 92075

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1983
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Mar 2013)
Tax Bill	$12,370 (2025)
Deeds & Mortgages	May 2021 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`263-470-13-00`

Property Details

APN / Parcel Number

Primary APN	`263-470-13-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,758 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	10,600 sqft (0.243 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	440 SANTA CECELIA
City	SOLANA BEACH
State	CA
Zip	92075-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMRd
Legal Description	LOT 106 TR 006582
Legal Subdivision	SANTA FE HILLS
Legal Tract	006582
Legal Block	1
Legal Lot Number	106
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1009
Census Tract	17305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 SANTA CECELIA, SOLANA BEACH, CA 92075-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2013 · Amount on Record
Deed Sale	Mar 29, 2013 · Amount on Record
Prior Sale	Oct 13, 2004 · Amount on Record
Deed Document Number	2013201973
Prior Transfer Date	Oct 6, 2009
Prior Transfer Doc	0000572834
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	440 SANTA CECELIA, SOLANA BEACH, CA 92075-1505
Transaction Type	Mortgage
Record Updated	Jun 2, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SANTA CECELIA, SOLANA BEACH, CA 92075-1505

Mortgage

Document Number	0000384452
Date	May 20, 2021
Instrument	2021-0384452

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	440 SANTA CECELIA, SOLANA BEACH, CA 92075-1505
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 SANTA CECELIA, SOLANA BEACH, CA 92075-1505

Mortgage

Document Number	0000241121
Date	Mar 29, 2021
Instrument	2021-0241121

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	440 SANTA CECELIA, SOLANA BEACH, CA 92075-1505
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000560098
Date	Dec 3, 2019
Instrument	2019-0560098

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Solana Beach City
Secondary School District	San Dieguito Union High School District (07 - 12)
Elementary School District	Solana Beach Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,087,855 (+2%) Land $813,855 Building $274,000
2025	$12,370.00 (+6.44%) Homeowner's exemption	$1,066,526 (+6.15%) Land $797,898 Building $268,628
2023	$11,622.00 (+1.48%) Homeowner's exemption	$1,004,720 Land $759,268 Building $245,452
2022	$11,452.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA FE I.D. serves 21,539 people · EPA ID CA3710023
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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