440 Saint Clair Ave, Lima, OH 45801 Property Records

Allen County property record for 440 Saint Clair Ave, Lima, OH 45801 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,011 sqft · built 1928
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-1304-07-022.000`

Property Details

APN / Parcel Number

Primary APN	`36-1304-07-022.000`
Alternative APN	`G2536130407022000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
Gross Area	2,035 sqft
1st Floor Area	666 sqft
Upper Floors Area	345 sqft
Basement Area	576 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	47,480 sqft (1.09 acres)
Lot Dimensions	150 ft deep x 220 ft wide
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	140 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	440 SAINT CLAIR AVE
City	LIMA
State	OH
Zip	45801-1934
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE1/4 JOINT TEN RTS 06-03-13
Jurisdiction	ALLEN OH
Township / Civil Division	AMERICAN
Census Block Group	1
Census Block	1002
Census Tract	11000

Owner

Source: Allen County records · APN 36-1304-07-022.000

Assessment roll updated May 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	440 SAINT CLAIR AVE, LIMA, OH 45801-1934
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 22, 2021
Deed Sale	Nov 22, 2021
Prior Sale	Oct 18, 1993 · Amount on Record
Deed Document Number	202116338
Deed Book / Page	2021 / 16338
Prior Transfer Date	Nov 10, 2021
Prior Transfer Doc	11220016338
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEN OH
Recording Date	Nov 22, 2021
Property Address	440 SAINT CLAIR AVE, LIMA, OH 45801-1934
Document Number	11220016338
Book / Page	2021 / 16338
Instrument Date	Nov 10, 2021
Instrument	202111220016338
Transaction Type	Transfer
Record Updated	Dec 02, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	440 SAINT CLAIR AVE, LIMA, OH 45801-1934

Mortgage

Document Number	11220016339
Date	Nov 22, 2021
Instrument	202111220016339

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Allen County records · Assessment roll updated May 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
County Subdivision	American Township
Unified School District	Elida Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (-5.37%)	$26,290 (-) Land $5,780 Building $20,510	$75,100 (-) Land $16,500 Building $58,600
2024	$1,414.00 (+14.49%) Homeowner's exemption	$26,290 (+5.03%) Land $5,780 Building $20,510	$75,100 (+5.03%) Land $16,500 Building $58,600
2023	$1,235.00 (-1.44%) Homeowner's exemption	$25,030 (-) Land $5,500 Building $19,530
2022	$1,253.00 Homeowner's exemption	$25,030 Land $5,500 Building $19,530
2021			$71,500 Land $15,700 Building $55,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Allen County (39003C), updated June 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390030110001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1981–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2015, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 185 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Defiance Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.