440 S Main St, Woonsocket, RI 02895 Property Records

Woonsocket City property record for 440 S Main St, Woonsocket, RI 02895 · Last verified June 2026

Property Summary

Property TypeApartments (5+ Units)
Details5 bd · 4 ba · 3,626 sqft · built 1870
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on File
Tax Bill$5,876 (2025)
Deeds & MortgagesSep 2021 Mortgage
Aug 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN2344220

Property Details

APN / Parcel Number

Primary APN2344220
Alternative APN
  • WOON M:10L L:297 U:8

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms16 Rooms
Units4 Units
Stories2 Stories
Building Area3,626 sqft Living Area
Gross Area6,958 sqft
1st Floor Area1,969 sqft
AtticAttic
Attic Area1,368 sqft
Basement Area1,736 sqft
Unfinished Basement1,736 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number2344220
Street Address440 S MAIN ST
CityWOONSOCKET
StateRI
Zip02895-8625
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal Lot Number297
JurisdictionWOONSOCKET RI
Township / Civil DivisionWOONSOCKET
Census Block Group1
Census Block1004
Census Tract17500

Owner

Source: Woonsocket City records · APN 2344220

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2334 SHERWOOD AVE, TOLEDO, OH 43614-4148
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 10, 2021Deed of Trust, Mortgage · FHA Mortgage
SEMPER HOME LOANS INC
Aug 31, 2021Deed of Trust, Mortgage · Second Mortgage (Down Payment)
RHODE ISLAND HOUSING & MTG FIN CORP
Aug 31, 2021Deed of Trust, Mortgage · FHA Mortgage
SEMPER HOME LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address440 S MAIN ST, WOONSOCKET, RI 02895-8625
Transaction TypeMortgage
Record UpdatedOct 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2661-1
DateSep 10, 2021
Book Page2661/1
Instrument216878
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address440 S MAIN ST, WOONSOCKET, RI 02895-8625
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2658-70
DateAug 31, 2021
Book Page2658/70
Instrument216707
Lender
NameRHODE ISLAND HOUSING & MTG FIN CORP
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOONSOCKET RI
Property Address440 S MAIN ST, WOONSOCKET, RI 02895-8625
Transaction TypeMortgage
Record UpdatedSep 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2658-57
DateAug 31, 2021
Book Page2658/57
Instrument216706
Lender
NameSEMPER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Woonsocket City records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityWoonsocket City
Unified School DistrictWoonsocket School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,876.00 (+10.29%)$523,200 (+37.29%) Land $85,700 Building $437,500
2023$5,328.00$381,100 (-) Land $85,700 Building $295,400
2022$5,328.00$381,100 Land $85,700 Building $295,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 17% of Rhode Island
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the South Main Street Historic District
listed 1982 · 64 contributing resources · NRIS 82000009

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on S Main St

Nearby Streets

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