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440 S Main St, Milpitas, CA 95035 Property Records

Santa Clara County property record for 440 S Main St, Milpitas, CA 95035

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,382 sqft · built 1982
Lot Size0.114 acres (4,980 sqft)
OwnerCompany Name on Record
Last Sale$1,375,000 (Jun 2001)
Tax Bill$5,644 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2020 Transfer
Flood ZoneZone X (moderate risk)
APN083-12-012

Property Details

APN / Parcel Number

Primary APN083-12-012
Alternative APN
  • 08640012

Interior

Stories1 Story
Building Area1,382 sqft Total Area
ElevatorElevator

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCustom Design
Construction TypeConcrete
Fire ResistanceMasonry Walls, Wood Interior
Lot Area4,980 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address440 S MAIN ST
CityMILPITAS
StateCA
Zip95035-5319
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC2
Legal DescriptionUNIT RECORDER'S BOOK 493 PAGE 36
Legal SubdivisionPARCEL MAP
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group2
Census Block2010
Census Tract504510

Owner

Source: Santa Clara County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address2368 BENTLEY RIDGE DR, SAN JOSE, CA 95138-2435
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2022Deed of Trust, Mortgage
TRI COUNTIES BANK
Dec 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2001 · Amount on Record
Deed SaleJun 29, 2001 · Amount on Record
Deed Document Number200115750576
Last Transfer DateJul 27, 2015
Transfer Doc0023078846
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address440 S MAIN ST, MILPITAS, CA 95035-5319
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025319846
DateJun 14, 2022
Instrument25319846
Lender
NameTRI COUNTIES BANK
TypeBank
AddressSAN JOSE, CA 95126
Agreement
AmountAmount Recorded

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CLARA CA
Recording DateDec 30, 2020
Property Address440 S MAIN ST, MILPITAS, CA 95035-5319
Document Number0024769032
Instrument DateDec 19, 2019
Instrument24769032
Transaction TypeTransfer
Record UpdatedJan 11, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2368 BENTLEY RIDGE DR SAN JOSE CA 951382435, SAN JOSE, CA 95138-2435

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityMilpitas City
Unified School DistrictMilpitas Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,644.00 (+3.85%)$454,291 (+4.04%) Land $198,139 Building $256,152
2024$5,435.00 (+0.35%)
2023$5,416.00 (+0.28%)$436,652 Land $190,446 Building $246,206
2022$5,401.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies289 units insured
incl. 285 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MILPITAS
serves 81,915 people · EPA ID CA4310005
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Tekify Fiber & Wireless
Fixed Wireless		425 / 80
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
Ridge Wireless
Fixed Wireless		100 / 60
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: GeoLinks, Sail Internet.

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