440 S Chippewa St, Shepherd, MI 48883 Property Records

Isabella County property record for 440 S Chippewa St, Shepherd, MI 48883

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,072 sqft
Lot Size2.16 acres (94,090 sqft)
OwnerTrust Name on File
Tax Bill$908 (2023)
Flood ZoneZone X (minimal risk)
APN31-017-00-135-00

Property Details

APN / Parcel Number

Primary APN31-017-00-135-00

Interior

Full Baths2 Baths
Building Area2,072 sqft Living Area
1st Floor Area2,072 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Lot Area94,090 sqft (2.16 acres)
Garage Area1,172 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address440 S CHIPPEWA ST
CitySHEPHERD
StateMI
Zip48883-9076
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART OF S 1/2 OF S 1/2 OF NE 1/4 SEC 17 T13N R3W VILLAGE OF SHEPHERD A PARCEL OF LAND DESC AS BEG AT THE E 1/4 COR OF SEC 17
Legal Range03W
Legal Township13N
Legal Section17
JurisdictionISABELLA MI
Township / Civil DivisionCOE
Census Block Group2
Census Block2017
Census Tract900

Owner

440 S Chippewa St is owner-occupied and held in a trust since December 2002.

Source: Isabella County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address440 S CHIPPEWA ST, SHEPHERD, MI 48883-9076
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2002
Deed SaleDec 21, 2002
Deed Book / Page1129 / 864
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Isabella County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateMichigan
CountyIsabella County
County SubdivisionCoe Township
MunicipalityShepherd Village
Unified School DistrictShepherd Public School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$193,200$386,400
2023$908.00 Homeowner's exemption$171,500$343,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 S Chippewa St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 S Chippewa St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF SHEPHERD
serves 1,515 people · EPA ID MI0006030
Water SourceGroundwater
Last State InspectionFeb 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
CMS Internet
Fiber · Fixed Wireless
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Baraga Telephone Company
Fiber
1,000 / 1,000
ISP Management
Fixed Wireless
400 / 40
Point Broadband
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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