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440 S 1st St, Krum, TX 76249 Property Records

Denton County property record for 440 S 1st St, Krum, TX 76249

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,066 sqft · built 1980
Lot Size0.202 acres (8,800 sqft)
OwnerIndividual Name on Record
Last Sale$138,300 (Dec 2006)
Tax Bill$1,966 (2025)
Deeds & MortgagesMar 2022 Mortgage
Jan 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNR61052 367613

Property Details

APN / Parcel Number

Primary APNR61052 367613
Alternative APNs
  • SK0006A-000006-0000-0005-0000
  • R61052
  • 636155

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,066 sqft Living Area
Gross Area1,308 sqft
1st Floor Area1,066 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,800 sqft (0.202 acres)
Lot Dimensions1 ft deep x 8,800 ft wide
Garage TypeAttached
Garage Area242 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Street Address440 S 1ST ST
CityKRUM
StateTX
Zip76249-5519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWILSON (KRUM) BLK 6 LOT 5(S55)
Legal SubdivisionWILSON (KRUM)
Legal Block6
Legal Lot Number5
JurisdictionDENTON TX
Township / Civil DivisionSANGER
Census Block Group1
Census Block1036
Census Tract20206

Owner

Source: Denton County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 S 1ST ST, KRUM, TX 76249-5519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · FHA Mortgage
DEPARTMENT OF VETERANS AFFAIRS
Jan 16, 2020Loan Modification, Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 6, 2006 · Amount on Record
Deed SaleDec 6, 2006 · Amount on Record
Prior SaleNov 5, 2003 · Amount on Record
Deed Document Number2006148011
Prior Transfer DateDec 1, 2006
Prior Transfer Doc0000148011
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address440 S 1ST ST, KRUM, TX 76249-5519
Transaction TypeMortgage
Record UpdatedMar 21, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 S 1ST ST, KRUM, TX 76249-5519

Mortgage

Document Number0000033419
DateMar 4, 2022
Instrument2022-033419
Lender
NameDEPARTMENT OF VETERANS AFFAIRS
TypeGovernment Agency
AddressNASHVILLE, TN 37203
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term297 Months
DueDec 1, 2046

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDENTON TX
Property Address440 S 1ST ST, KRUM, TX 76249-5519
Document Number0000019784
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedMar 11, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 S 1ST ST KRUM TX 762495519, KRUM, TX 76249-5519

Mortgage

Document Number0000019784
DateFeb 14, 2020
Instrument19784
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
AmountAmount Recorded
Term300 Months
DueFeb 13, 2045
Interest
Rate3.12%

Tax Assessment & Valuation

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityKrum City
Unified School DistrictKrum Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,379 (-10.23%) Land $61,600 Building $110,779$172,379 (-10.23%) Land $61,600 Building $110,779
2025$1,966.00 (-0.1%)
2023$1,968.00 (-28.1%) Homeowner's exemption$192,021 Land $61,600 Building $130,421$192,021 Land $61,600 Building $130,421
2022$2,737.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 85% of Texas
Wildfire Likelihood0.08% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KRUM
serves 6,062 people · EPA ID TX0610007
Water SourcePurchased surface water from UTRWD REGIONAL WATER TREATMENT PLANT
Last State InspectionDec 2023
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting9
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Pavlov Media
Fiber		8,000 / 8,000
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		400 / 100
Rise Broadband
Fixed Wireless		300 / 60
T-Mobile
Fixed Wireless		100 / 20
ElektraFi
Fixed Wireless		100 / 20

May also be available: AT&T, Brightspeed, Verizon.

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