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440 S 16th St, Richmond, CA 94804 Property Records

Contra Costa County property record for 440 S 16th St, Richmond, CA 94804

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 836 sqft · built 1956
Lot Size0.061 acres (2,650 sqft)
OwnerTrust Name on File
Last Sale$100,000 (Nov 2015)
Tax Bill$6,352 (2025)
Deeds & MortgagesAug 2017 Mortgage
May 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN544-222-015-7

Property Details

APN / Parcel Number

Primary APN544-222-015-7
Alternative APN
  • 544-222-015

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area836 sqft Living Area
1st Floor Area836 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1970
Lot Area2,650 sqft (0.061 acres)
Garage TypeAttached
Garage Area220 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address440 S 16TH ST
CityRICHMOND
StateCA
Zip94804-2522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGRIFFIN WATROUS ADDN 11 15
Legal SubdivisionGRIFFIN WATROUS ADD
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group3
Census Block3024
Census Tract379000

Owner

440 S 16th St is held in a trust since April 2018.

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address2300 HENRY AVE, PINOLE, CA 94564-1714
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC
May 22, 2018Quit Claim Deed, Transfer
Quitclaim
Apr 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 17, 2015 · Amount on File
Deed SaleNov 17, 2015 · Amount on File
Deed Document Number2015240572
Last Transfer DateApr 24, 2018
Transfer Doc0000080061
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address440 S 16TH ST, RICHMOND, CA 94804-2522
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146354
DateAug 15, 2017
Instrument2017-146354
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateMay 22, 2018
Property Address440 S 16TH ST, RICHMOND, CA 94804-2522
Document Number0000080061
Instrument DateApr 24, 2018
Instrument80061
Transaction TypeTransfer
Record UpdatedJun 4, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3223 BLUME DR RICHMOND CA 948065782, RICHMOND, CA 94806-5782

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONTRA COSTA CA
Recording DateApr 10, 2017
Property Address440 S 16TH ST, RICHMOND, CA 94804-2522
Document Number0000061416
Instrument DateApr 7, 2017
Instrument61416
Transaction TypeTransfer
Record UpdatedApr 25, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3223 BLUME DR RICHMOND CA 948065782, RICHMOND, CA 94806-5782

Tax Assessment & Valuation

The 2025 property tax bill for 440 S 16th St was $6,352.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$349,213 (+2%) Land $236,756 Building $112,457
2025$6,352.00$342,366 Land $232,114 Building $110,252
2023$6,148.00 (+2.08%)$329,073 Land $223,101 Building $105,972
2022$6,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 440 S 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 S 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 706 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber		10,000 / 10,000
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Unwired
Fixed Wireless		300 / 25
Verizon
Fixed Wireless		300 / 20
Etheric Networks
Fixed Wireless		250 / 100
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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