440 Rutland Ave, Teaneck, NJ 07666 Property Records

Bergen County and Teaneck Township property record for 440 Rutland Ave, Teaneck, NJ 07666

Property Summary

Property Type	Single Family Home
Details	4,428 sqft · built 2004
Lot Size	0.22 acres (9,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,769,900 (Aug 2022)
Tax Bill	$39,970 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Nov 2015 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-01812-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`60-01812-0000-00005`
Alternative APNs	`600181200005` `016266`

Interior

Stories	2 Stories
Building Area	4,428 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Brick
Lot Area	9,601 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide

Location & Zoning

Account Number	016266
Street Address	440 RUTLAND AVE
City	TEANECK
State	NJ
Zip	07666-2823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	80X120
Legal Subdivision	WEST ENGLEWOOD HM CO 2ND
Legal Block	1812
Legal Lot Number	5
Jurisdiction	BERGEN NJ
Township / Civil Division	TEANECK
Census Block Group	5
Census Block	5014
Census Tract	54300

Owner

Source: Bergen County and Teaneck Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 RUTLAND AVE, TEANECK, NJ 07666-2823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed, Transfer · Conventional Mortgage CITIBANK NA
Nov 25, 2015	Deed of Trust, Mortgage · Conventional Mortgage MICHAEL KLAPPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	May 20, 2004 · Amount on Record
Deed Document Number	202276358
Deed Book / Page	4759 / 1406
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 2, 2022
Property Address	440 RUTLAND AVE, TEANECK, NJ 07666-2823
Document Number	0047591406
Book / Page	4759 / 1406
Instrument Date	Jun 26, 2022
Instrument	2022076358
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	LAND RUSH TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$36,591.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 W PALISADE AVE # 4119, 2, ENGLEWOOD, NJ 07631-2710

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047591414
Date	Aug 2, 2022
Book Page	4759/1414
Instrument	2022076360

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jul 1, 2037

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	440 RUTLAND AVE, TEANECK, NJ 07666-2823
Document Number	0026070434
Book / Page	002607 / 000434
Instrument Date	Nov 25, 2015
Transaction Type	Mortgage
Record Updated	Jun 12, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 RUTLAND AVE TEANECK NJ 076662823, TEANECK, NJ 07666-2823

Mortgage

Document Number	0026070434
Date	May 10, 2017
Book Page	002607/000434

Lender

Name	MICHAEL KLAPPER
Address	7 HILLVIEW DR, SCARSDALE, NY 10583-7531

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bergen County and Teaneck Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Teaneck Township
Unified School District	Teaneck Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,743,900 (-) Land $590,400 Building $1,153,500	$1,743,900 (-) Land $590,400 Building $1,153,500
2025	$39,970.00 (+4.95%)	$1,743,900 (+48.89%) Land $590,400 Building $1,153,500	$1,743,900 (+48.89%) Land $590,400 Building $1,153,500
2024	$38,086.00 (+0.45%)
2023		$1,171,300 Land $365,200 Building $806,100	$1,171,300 Land $365,200 Building $806,100
2022	$37,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1979–1980)
Most Recent Claim	Apr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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