Oakland County property record for 440 Rustic Rdg, Holly, MI 48442 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2000 |
| Square Footage | 2,327 sqft Living Area |
| Lot Size | 792,792 sqft (18.2 acres) |
| Garage | 1,222 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $4,291.00 (2025) |
| Primary APN | R-06-10-200-015 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,327 sqft Living Area |
| 1st Floor | 2,327 sqft 1st Floor |
| Basement Area | 2,327 sqft Basement |
| Finished Basement | 2,327 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 792,792 sqft (18.2 acres) |
| Parking Spaces | 5 Parking Spaces |
| Garage Area | 1,222 sqft Garage |
| Deck Area | 499 sqft Deck |
|---|---|
| Patio Area | 749 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 32 sqft Porch |
| Topography | Low Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 440 RUSTIC RDG |
|---|---|
| City | HOLLY |
| State | MI |
| Zip | 48442-8024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | T4N, R7E, SEC 10 PART OF NE 1/4 BEG AT CEN OF SEC, TH N 01-22-23 E 826.39 FT, TH S 89-59-59 E 804.08 FT, TH S 75-26-57 E 200 FT, TH S 21-30-00 E 250 FT, TH S 30-36-45 W 607.50 FT, TH S 88-32-04 W 800 FT TO BEG 18.20 A 5-26-98 FR 006 |
| Legal Range | 07E |
| Legal Township | 04N |
| Legal Section | 10 |
| Jurisdiction | OAKLAND MI |
| Minor Civil Division | ROSE |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 125000 |
Source: Oakland County records · APN R-06-10-200-015
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 RUSTIC RDG, HOLLY, MI 48442-8024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 01, 2026 | Deed of Trust, Mortgage · Line of Credit P N C BANK NA |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 01, 2026 |
| Property Address | 440 RUSTIC RDG, HOLLY, MI 48442-8024 |
| Document Number | 0000059310 |
| Book / Page | 61158 / 710 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202659310 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 440 RUSTIC RDG, HOLLY, MI 48442-8024 |
| Document Number | 0000059310, |
|---|---|
| Date | May 01, 2026 |
| Book Page | 61158/710 |
| Instrument | 202659310 |
| Name | P N C BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 03, 2066 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 440 RUSTIC RDG, HOLLY, MI 48442-8024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 440 RUSTIC RDG, HOLLY, MI 48442-8024 |
| Document Number | 0000222532 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 55061/71 |
| Instrument | 222532 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 01, 2030 |
Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Rose Township |
| Unified School District | Holly Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,291.00 (-19.85%) Homeowner's exemption | $331,820 (+11.66%) | $663,640 (+11.66%) |
| 2024 | $5,354.00 (+24.83%) | ||
| 2023 | $297,180 | $594,360 | |
| 2021 | $4,289.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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