Fayette County property record for 440 Ruble Mill Rd, Smithfield, PA 15478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,772 sqft · built 1996 |
| Lot Size | 2.05 acres (89,298 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,220 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-40-0012-01 |
| Primary APN | 14-40-0012-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,772 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 89,298 sqft (2.05 acres) |
| Terrain | Above Road/Slope |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 396 sqft |
| Deck Area | 120 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 440 RUBLE MILL RD |
|---|---|
| City | SMITHFIELD |
| State | PA |
| Zip | 15478-1452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.05 AC R1 RG 3RM POOL |
| Jurisdiction | FAYETTE PA |
| Township / Civil Division | GEORGES |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 263200 |
Source: Fayette County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 RUBLE MILL RD, SMITHFIELD, PA 15478-1452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1968 |
| Deed Sale | Jan 1, 1968 |
| Deed Book / Page | 1487 / 1 |
| Record Updated | Sep 20, 2026 |
Source: Fayette County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Fayette County |
| County Subdivision | Georges Township |
| Unified School District | Albert Gallatin Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,220.00 (+1%) | $101,975 (-) Land $11,050 Building $90,925 | |
| 2025 | $2,610.00 (+7.14%) | ||
| 2024 | $2,436.00 (-50.01%) | $101,975 (-) Land $11,050 Building $90,925 | |
| 2023 | $101,975 Land $11,050 Building $90,925 | ||
| 2022 | $4,873.00 | ||
| 2003 | $203,950 Land $22,100 Building $181,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 17, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Jul 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN WATER ASSN private · serves 3,856 people · EPA ID PA5260032 |
|---|---|
| Water Source | Purchased surface water from NORTH FAYETTE CNTY MUNI AUTH |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2021 |
|---|---|
| Treatment and Procedure | Coliform assessment Jul 2021 |
| Monitoring and Reporting | 12 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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