440 Rose Rd, Rainbow City, AL 35906 Property Records

Etowah County property record for 440 Rose Rd, Rainbow City, AL 35906

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,440 sqft · built 2005
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,385 (2026)
Deeds & Mortgages	Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-08-28-0-000-020.010`

Property Details

APN / Parcel Number

Primary APN	`16-08-28-0-000-020.010`
Alternative APNs	`127795` `85942`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	3,440 sqft Living Area
1st Floor Area	3,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	91,476 sqft (2.1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	127795
Street Address	440 ROSE RD
City	RAINBOW CITY
State	AL
Zip	35906-4808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 280.05 X 252.89 X 235.97 X IRR LYING IN SE1/4 SW1/4 28-12-5 D-2004-2595,D-2008-3305274
Legal Range	5E
Legal Township	12S
Legal Section	28
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3048
Census Tract	10300

Owner

440 Rose Rd is owned and occupied by two individuals.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 ROSE RD, RAINBOW CITY, AL 35906-4808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	440 ROSE RD, RAINBOW CITY, AL 35906-4808
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 ROSE RD, RAINBOW CITY, AL 35906-4808

Mortgage

Document Number	0003494938
Date	Dec 16, 2019
Instrument	3494938

Lender

Name	BIZCAPITAL BIDCO I LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	0 Months
Due	Dec 16, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 440 Rose Rd was $1,385 with a homeowner's exemption, down 12.3% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,385.00 (-12.29%) Homeowner's exemption
2025	$1,579.00 Homeowner's exemption	$45,240 Land $1,120 Building $44,120	$452,300 Land $11,100 Building $441,200
2023	$1,579.00 (+16.27%) Homeowner's exemption	$45,230 (+15.74%) Land $1,110 Building $44,120	$452,300 (+15.74%) Land $11,100 Building $441,200
2022	$1,358.00 Homeowner's exemption	$39,080 Land $1,110 Building $37,970	$390,800 Land $11,100 Building $379,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Rose Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Rose Rd is moderate, ranking above 52% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20