440 Riverbend, Lake Forest, CA 92630 Property Records

Orange County property record for 440 Riverbend, Lake Forest, CA 92630

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,039 sqft · built 2023
Owner	Individual Name on Record
Last Sale	$2,450,000 (May 2026)
Tax Bill	$21,677 (2025)
Deeds & Mortgages	May 2026 Sale Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`612-227-32`

Property Details

APN / Parcel Number

Primary APN	`612-227-32`

Exterior

Year Built	Built 2023
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	440 RIVERBEND
City	LAKE FOREST
State	CA
Zip	92630-8492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 19127 BLK LOT 31
Legal Subdivision	994-13 18
Legal Tract	19127
Legal Lot Number	31
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	5
Census Block	5015
Census Tract	52422

Owner

Source: Orange County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	440 RIVERBEND, LAKE FOREST, CA 92630-8492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Dec 11, 2023	Grant Deed, Transfer · Conventional Mortgage EZ FUNDINGS INC
May 5, 2023	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Nov 4, 2022	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on Record
Deed Sale	May 28, 2026 · Amount on Record
Prior Sale	Dec 11, 2023 · Amount on Record
Deed Document Number	2026152915
Record Updated	Sep 20, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 28, 2026
Property Address	440 RIVERBEND, LAKE FOREST, CA 92630-8492
Document Number	0000152915
Instrument Date	May 15, 2026
Instrument	2026152915
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$272,195.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 RIVERBEND, LAKE FOREST, CA 92630-8492

December 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 11, 2023
Property Address	440 RIVERBEND, LAKE FOREST, CA 92630-8492
Document Number	0000305562
Map Reference	MB 994 PG 13-18
Instrument Date	Nov 7, 2023
Instrument	2023000305562
Transaction Type	Transfer
Record Updated	Dec 21, 2023
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	440 RIVERBEND, LAKE FOREST, CA 92630-8492

Mortgage

Document Number	0000305563
Date	Dec 11, 2023
Instrument	2023000305563

Lender

Name	EZ FUNDINGS INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 5, 2023
Property Address	LAKE FOREST, CA 92630
Document Number	0000104199
Map Reference	MB 994 PG 1-7
Instrument Date	Apr 26, 2023
Instrument	2023000104199
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	350 COMMERCE STE 200, 200, IRVINE, CA 92602-1304
Investor	Possibly a Property Investor

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 4, 2022
Property Address	LAKE FOREST, CA 92630
Document Number	0000355067
Map Reference	MB 994 PG 26-30
Instrument Date	Nov 1, 2022
Instrument	2022000355067
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 W TOWN AND COUNTRY RD STE 200, 200, ORANGE, CA 92868-4723
Mail Care Of	TOLL BROS INC
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$21,677.00 (+1,120.55%)	$2,078,944 (+1,141.15%) Land $1,131,078 Building $947,866
2023	$1,776.00 (+1.83%)	$167,502 Land $167,502
2022	$1,744.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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