440 Ridge Rd, Mount Solon, VA 22843 Property Records

Augusta County property record for 440 Ridge Rd, Mount Solon, VA 22843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,551 sqft · built 2005
Lot Size	1.52 acres (66,516 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Feb 2010)
Tax Bill	$1,628 (2026)
Deeds & Mortgages	Jul 2018 Line of Credit Apr 2021 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018 20A`

Property Details

APN / Parcel Number

Primary APN	`018 20A`
Alternative APNs	`3297290` `1596`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,551 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,551 sqft
Basement Area	1,551 sqft
Unfinished Basement	1,551 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	66,516 sqft (1.52 acres)
Terrain	Rolling
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	440 RIDGE RD
City	MOUNT SOLON
State	VA
Zip	22843-2808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL AG
Legal Description	18-20A RIDGE RD DIV MILSTEAD LAND LOT 3 1.527 ACS
Legal Subdivision	RIDGE RD
Legal Lot Number	1,3
Jurisdiction	AUGUSTA VA
Township / Civil Division	NORTH RIVER
Census Block Group	1
Census Block	1000
Census Tract	70200

Owner

440 Ridge Rd is owned and occupied by two individuals who bought it in February 2010.

Source: Augusta County records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2018	Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION
Apr 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DUPONTY COMMUNITY CREDIT UNION
Jul 29, 2021	Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION
Mar 28, 2005	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO VA
Jun 3, 2005	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 4, 2010	Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2010 · Amount on File
Deed Sale	Feb 4, 2010 · Amount on File
Prior Sale	Oct 7, 2009 · Amount on File
Deed Document Number	2010890
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000180005459
Date	Jul 23, 2018
Instrument	000180005459

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	414 Months
Due	Jan 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004490
Date	Apr 26, 2021
Instrument	210004490

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210008290
Date	Jul 29, 2021
Instrument	210008290

Lender

Name	DUPONTY COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	421 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050003908
Date	Mar 28, 2005
Instrument	050003908

Lender

Name	FIRST CITIZENS BANK & TRUST CO VA
Type	Non-Lending Institution
Address	HENDERSONVILLE, NC 28793

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2025

Interest

Rate	5.87%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	AUGUSTA VA
Property Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050007570
Date	Jun 3, 2005
Instrument	050007570

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	LAWRENCEVILLE, VA 23868

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	AUGUSTA VA
Recording Date	Feb 4, 2010
Property Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808
Document Number	0100000890
Instrument Date	Jan 6, 2010
Instrument	100000890
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$204.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	440 RIDGE RD, MOUNT SOLON, VA 22843-2808

Mortgage

Document Number	0100000892
Date	Feb 4, 2010
Instrument	100000892

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Feb 3, 2043

Tax Assessment & Valuation

The 2026 property tax bill for 440 Ridge Rd was $1,628.

Source: Augusta County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Augusta County
Unified School District	Augusta County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,628.00	$313,100 (-) Land $60,300 Building $252,800
2025	$1,628.00	$313,100 Land $60,300 Building $252,800
2024			$313,100 (+48.81%) Land $60,300 Building $252,800
2023	$1,325.00	$210,400 Land $58,700 Building $151,700	$210,400 Land $58,700 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1985–2006)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 2006 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Ridge Rd is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 73% of Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Lingo Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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