Franklin County property record for 440 Quiet Oaks Dr, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,930 sqft · built 2021 |
| Lot Size | 5.4 acres (235,224 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,189 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jun 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-1-01.0-1-007-002.530 |
| Primary APN | 29-1-01.0-1-007-002.530 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,930 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Frame |
| Lot Area | 235,224 sqft (5.4 acres) |
| Street Address | 440 QUIET OAKS DR |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-2345 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | LOT:1 QUIET OAKS 2 |
| Legal Range | 01W |
| Legal Township | 41 |
| Legal Section | 01 |
| Legal Quarter | NE |
| Legal Subdivision | QUIET OAKS |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2026 | Deed of Trust, Mortgage · VA Mortgage LOWER LLC |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK |
| Jul 27, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK |
| Apr 5, 2024 | Beneficiary Deed, Transfer |
| Jun 17, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2021 |
| Deed Sale | Jun 17, 2021 |
| Deed Document Number | 2111445 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Title Company | OXL |
| Name | Verified Name |
|---|
| Document Number | 0002603966 |
|---|---|
| Date | Mar 31, 2026 |
| Instrument | 2603966 |
| Name | LOWER LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002111642 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2111642 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002211836 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2211836 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Apr 5, 2024 |
| Property Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Document Number | 0002403769 |
| Map Reference | BK 291 PG 996 |
| Instrument Date | Apr 1, 2024 |
| Instrument | 2403769 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jun 17, 2021 |
| Property Address | 440 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
| Document Number | 0002111445 |
| Map Reference | PB O PG 317 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2111445 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 QUIET OAKS DR, SAINT CLAIR, MO 63077-2345 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,189.00 (+18.94%) | $69,226 (+8.96%) | $364,350 (+8.96%) Land $31,480 Building $332,870 |
| 2023 | $3,522.00 (+25.16%) | $63,534 | $334,390 Land $26,580 Building $307,810 |
| 2022 | $2,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 60% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
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