440 Quail Run, Aptos, CA 95003 Property Records

Santa Cruz County property record for 440 Quail Run, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,992 sqft · built 1975
Lot Size1.14 acres (49,876 sqft)
Owner2 Individual Names on Record
Last Sale$910,000 (Nov 2003)
Tax Bill$15,947 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN105-291-28

Property Details

APN / Parcel Number

Primary APN105-291-28
Alternative APN
  • 105-291-28-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Building Area1,992 sqft Living Area
Gross Area2,484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area49,876 sqft
TerrainSteep
Garage TypeAttached
Garage Area492 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address440 QUAIL RUN
CityAPTOS
StateCA
Zip95003-9720
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1000
Census Tract122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address440 QUAIL RUN RD, APTOS, CA 95003-3452
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2003 · Amount on Record
Deed SaleNov 13, 2003 · Amount on Record
Deed Document Number2003113906
Prior Transfer DateAug 15, 2001
Prior Transfer Doc0000055875
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address440 QUAIL RUN, APTOS, CA 95003-9720
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 QUAIL RUN, APTOS, CA 95003-9720

Mortgage

Document Number0000031414
DateJun 8, 2021
Instrument2021-0031414
Lender
NameFREMONT BANK
TypeBank
AddressLIVERMORE, CA 94551
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,396,801 (+2%) Land $870,141 Building $526,660
2025$15,947.00 (+9.28%) Homeowner's exemption$1,369,412 (+4.04%) Land $853,079 Building $516,333
2023$14,593.00 (+1.69%) Homeowner's exemption$1,316,236 Land $819,953 Building $496,283$1,316,970
2022$14,351.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims7 (1982–2000)
Claims Outside the SFHA6 of 7
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 68% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL WATER DISTRICT
serves 2,726 people · EPA ID CA4410018
Water SourceGroundwater
Last State InspectionSep 2022
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, Xfinity.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Quail Run

Nearby Streets

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