440 Puppet Pl, Hendersonville, NC 28792 Property Records

Henderson County property record for 440 Puppet Pl, Hendersonville, NC 28792

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,187 sqft · built 2003
Lot Size	9.71 acres (422,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Aug 2016)
Tax Bill	$2,217 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9681146796`

Property Details

APN / Parcel Number

Primary APN	`9681146796`
Alternative APNs	`00968114679655` `9965519`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,187 sqft Heated Area
1st Floor Area	1,458 sqft
Basement Area	1,458 sqft
Finished Basement	729 sqft
Unfinished Basement	729 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	422,968 sqft (9.71 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	140 sqft
Deck Area	356 sqft
Utility Building	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9965519
Street Address	440 PUPPET PL
City	HENDERSONVILLE
State	NC
Zip	28792-5578
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9965519~R3
Legal Description	#02 PER SLD3246 LO2 PL1999-3246
Legal Subdivision	DIVISION TODD & DEBORAH JENKS
Legal Block	14
Legal Lot Number	6796
Jurisdiction	HENDERSON NC
Township / Civil Division	CLEAR CREEK
Census Block Group	2
Census Block	2001
Census Tract	930402

Owner

Source: Henderson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	440 PUPPET PL, HENDERSONVILLE, NC 28792-5578
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Feb 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 28, 2018	Deed of Trust, Mortgage · Conventional Mortgage CF BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2016 · Amount on Record
Deed Sale	Aug 15, 2016 · Amount on Record
Prior Sale	Sep 21, 2015 · Amount on Record
Deed Book / Page	1675 / 496
Last Transfer Date	Aug 29, 2024
Transfer Doc	0042050622
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	440 PUPPET PL, HENDERSONVILLE, NC 28792-5578
Document Number	0036260379
Instrument Date	Dec 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 PUPPET PL HENDERSONVILLE NC 287925578, HENDERSONVILLE, NC 28792-5578

Mortgage

Document Number	0036260379
Date	Dec 29, 2020
Book Page	003626/000379
Instrument	941544

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 28, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	440 PUPPET PL, HENDERSONVILLE, NC 28792-5578
Document Number	0034550232
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	440 PUPPET PL HENDERSONVILLE NC 287925578, HENDERSONVILLE, NC 28792-5578

Mortgage

Document Number	0034550232
Date	Feb 25, 2020
Book Page	003455/000232
Instrument	920375

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 24, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	440 PUPPET PL, HENDERSONVILLE, NC 28792-5578
Document Number	0032540571
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	440 PUPPET PL HENDERSONVILLE NC 287925578, HENDERSONVILLE, NC 28792-5578

Mortgage

Document Number	0032540571
Date	Oct 1, 2018
Book Page	003254/000571
Instrument	891710

Lender

Name	CF BK
Type	Bank
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,100 (-) Land $127,100 Building $279,000
2025	$2,217.00	$406,100 (-) Land $127,100 Building $279,000
2023		$406,100 Land $127,100 Building $279,000	$406,100 Land $127,100 Building $279,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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