Berks County property record for 440 Pomander Ave, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,858 sqft · built 1974 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Aug 2004) |
| Tax Bill | $1,339 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5325-12-86-3139 |
| Primary APN | 5325-12-86-3139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,858 sqft Living Area |
| 1st Floor Area | 1,398 sqft |
| Basement Area | 460 sqft |
| Finished Basement | 460 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 43416600 |
|---|---|
| Street Address | 440 POMANDER AVE |
| City | READING |
| State | PA |
| Zip | 19606-3426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LORANE ORCHARDS |
| Legal Block | 86 |
| Legal Lot Number | 214 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | EXETER |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 12004 |
440 Pomander Ave is owned and occupied by two individuals who bought it in August 2004.
Source: Berks County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 POMANDER AVE, READING, PA 19606-3426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2025 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2004 · Amount on File |
| Deed Sale | Aug 26, 2004 · Amount on File |
| Prior Sale | Feb 27, 2004 · Amount on File |
| Deed Document Number | 200466594 |
| Deed Book / Page | 4136 / 1725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 POMANDER AVE, READING, PA 19606-3426 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Title Company | BOSTON NATIONAL TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000037137 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025037137 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | 10750 MCDERMOTT FWY, SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 440 POMANDER AVE, READING, PA 19606-3426 |
| Document Number | 0000006426 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 440 POMANDER AVE READING PA 196063426, READING, PA 19606-3426 |
| Document Number | 0000006426 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 6426 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 19, 2050 |
The 2026 property tax bill for 440 Pomander Ave was $1,339 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Exeter Township |
| Unified School District | Exeter Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,339.00 Homeowner's exemption | $85,500 Land $25,000 Building $60,500 | $25,000 Land $25,000 |
| 2024 | $1,246.00 | $85,500 Land $25,000 Building $60,500 | |
| 1994 | $85,500 Land $25,000 Building $60,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 Pomander Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 Pomander Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW GLEN ALSACE DIV private · serves 24,951 people · EPA ID PA3060088 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.45 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Treatment failure resolved · Aug 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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