440 Pine Tree Dr, Estes Park, CO 80517 Property Records

Larimer County property record for 440 Pine Tree Dr, Estes Park, CO 80517

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,892 sqft · built 2012
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on File
Last Sale	$91,000 (Aug 2010)
Tax Bill	$5,200 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25342-07-061`

Property Details

APN / Parcel Number

Primary APN	`25342-07-061`
Alternative APN	`R0532789`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,892 sqft Living Area
Gross Area	5,825 sqft
1st Floor Area	2,178 sqft
Basement Area	1,714 sqft
Finished Basement	1,714 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Attached
Garage Area	1,933 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Slab
Porch Area	380 sqft
Patio Area	298 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0532789
Street Address	440 PINE TREE DR
City	ESTES PARK
State	CO
Zip	80517-8807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	LOT 61, MEADOWDALE HILLS 2ND
Legal Range	72W
Legal Township	5N
Legal Section	34
Legal Subdivision	MEADOWDALE HILLS
Legal Lot Number	61
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1018
Census Tract	1905

Owner

440 Pine Tree Dr is owned by a company that acquired it in April 2019 and is owner-occupied.

Source: Larimer County records, as of May 7, 2026

Owner of Record	Company Name on File
Mailing Address	440 PINE TREE DR, ESTES PARK, CO 80517-8807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA
Sep 1, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 6, 2020	Deed of Trust, Mortgage · Line of Credit ZB NA
Apr 11, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2010 · Amount on File
Deed Sale	Aug 4, 2010 · Amount on File
Prior Sale	Oct 1, 1993 · Amount on File
Deed Document Number	201044813
Last Transfer Date	Apr 10, 2019
Transfer Doc	0000018091
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Recording Date	Apr 29, 2026
Property Address	440 PINE TREE DR, ESTES PARK, CO 80517-8807
Document Number	0000019820
Instrument Date	Apr 13, 2026
Instrument	202619820
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	440 PINE TREE DR, ESTES PARK, CO 80517-8807

Mortgage

Document Number	0000019820,
Date	Apr 29, 2026
Instrument	202619820

Lender

Name	ZIONS BANCORPORATION NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	440 PINE TREE DR, ESTES PARK, CO 80517-8807
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000082761
Date	Sep 1, 2021
Instrument	20210082761

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80234

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	440 PINE TREE DR, ESTES PARK, CO 80517-8807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000938
Date	Jan 6, 2020
Instrument	20200000938

Lender

Name	ZB NA
Type	Bank
Address	DENVER, CO 80234

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Dec 5, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Apr 11, 2019
Property Address	440 PINE TREE DR, ESTES PARK, CO 80517-8807
Document Number	0000018091
Instrument Date	Apr 10, 2019
Instrument	18091
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	440 PINE TREE DR ESTES PARK CO 805178807, ESTES PARK, CO 80517-8807

Tax Assessment & Valuation

The 2025 property tax bill for 440 Pine Tree Dr was $5,200, down 21.5% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,200.00 (-21.5%)	$65,138 Land $9,375 Building $55,763	$1,042,200 Land $150,000 Building $892,200
2024	$6,624.00 (+1.08%)
2023	$6,553.00 (+45.2%)	$90,624 (+59.25%) Land $9,715 Building $80,909	$1,352,600 (+65.19%) Land $145,000 Building $1,207,600
2022	$4,513.00	$56,906 Land $7,332 Building $49,574	$818,800 Land $105,500 Building $713,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Pine Tree Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Pine Tree Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 98.4% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trailblazer Broadband Fiber	10,000 / 10,000
Vistabeam Fixed Wireless	500 / 80

May also be available: TDS Telecom.

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