Sarasota County property record for 440 Pine Ranch Trl, Osprey, FL 34229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 4,472 sqft · built 1992 |
| Lot Size | 0.985 acres (42,937 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,611 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage |
| APN | 0140-16-0004 |
| Primary APN | 0140-16-0004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,472 sqft Living Area |
| 1st Floor Area | 4,332 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 42,937 sqft (0.985 acres) |
| Lot Width | 1 ft Width |
| Garage Type | Attached |
| Garage Area | 920 sqft |
| Pool Area | 336 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 507 sqft |
| Patio Area | 756 sqft |
| Utility Building | 44 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 440 PINE RANCH TRL |
|---|---|
| City | OSPREY |
| State | FL |
| Zip | 34229-8842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OUE2 |
| Legal Description | LOT 15 PINE RANCH EAST |
| Legal Range | 18E |
| Legal Township | 38S |
| Legal Section | 02 |
| Legal Subdivision | PINE RANCH EAST |
| Legal Tract | 2384 |
| Legal Lot Number | 15 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | OSPREY-LAUREL-NOKOMIS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 2101 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 PINE RANCH TRL, OSPREY, FL 34229-8842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 1995 |
| Deed Sale | Nov 1, 1995 |
| Deed Document Number | 0278901684 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 440 PINE RANCH TRL, OSPREY, FL 34229-8842 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043370 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020043370 |
| Name | LIBERTY SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | WILMINGTON, OH 45177 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,611.00 (-10.2%) Homeowner's exemption | $526,060 (+5.99%) | $923,200 (+1.08%) Land $344,800 Building $578,400 |
| 2023 | $6,248.00 (+3.29%) Homeowner's exemption | $496,344 (+3%) | $913,300 (+10.99%) Land $350,500 Building $562,800 |
| 2022 | $6,049.00 Homeowner's exemption | $481,887 | $822,900 Land $306,000 Building $516,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Outside mapped area |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 78% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Hotwire Communications, T-Mobile.
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